The UK’s first digital
mortgage lender

Get approved within minutes, entirely online. No hassle.

Let’s get started

Get approved within minutes. No fuss.

Fast
We make real-time decisions that save you time and money.
Simple
Forget paperwork and multiple appointments. Now you can apply and get an offer whenever it suits you.
Fair
Low fees and no hidden charges. As a digital lender we pass all of the savings on to you.

Get a mortgage in 3 easy steps

Tell us a bit about
yourself
We'll use your details to indicate how much you could borrow.
Step 1
Let us know about
the property
Fill in a few quick details on the property you want to buy.
Step 2
Choose the product that suits you best
We offer a simple range of mortgage products that are built to meet your needs, without complications.
Step 3
Your mortgage is ready!

Get your mortgage offer instantly.

We're reinventing mortgages,
starting with buy-to-let

Buy-to-let

We offer buy-to-let mortgages to both individuals
and companies.

Let’s get started

Residential

We’ll soon be offering residential mortgages. Click below to stay updated and get early access.

Get early access

Buy-to-let mortgage calculator

Use our simple calculator to find out how much you could borrow.

Our
latest rates

As a digital lender, we pass all our savings in overhead onto the customer - this means fair rates, low fees and no hidden charges.

Our eligibility criteria

It’s easy to check if you’re eligible for a Molo mortgage, and you can get a Decision in Principle without leaving a trace on your credit record.

Any
questions?

Have a question about a Molo mortgage or mortgages in general? Our FAQs answer the most common questions we get from customers.