The UK’s first digital mortgage lender
Say hello to a fast, simple, fair way to get a buy-to-let mortgage. No paper, no appointments, and quick decisions.
Why get an online buy to let mortgage?
Fast
Get your Decision in Principle in minutes. Full Application reviews can be processed in 24h.
Clear
More transparency on your status during and after your application.
Simple
Smart integrations with partners like RightMove and Experian simplify our process.
How it works
Here’s what you need to do to get your mortgage in minutes
Eligibility criteria
Check our current criteria to get a buy-to-let mortgage with Molo.
Buy-to-let purchase or remortgage only
We don't yet offer residential mortgages.
No portfolio landlords
You must not already have 4 or more mortgaged buy-to-let properties.
Property must be in England or Wales
We don’t yet provide mortgages for Scotland.
Special Purpose Vehicles (SPV) limited companies only
Must be a Real Estate SPV registered within England or Wales.
The SIC code must be one of the following:
64305, 64910, 68100, 68209, 68310, 68320. No other SIC codes will be accepted.
Maximum of 4 directors or shareholders
Each director or shareholder must provide a full personal guarantee.
Molo for brokers
We have partnered with multiple intermediaries to offer an extensive range of options for both our customers and brokers. Learn more about our broker proposition.
Discover more
A recognised innovator
We’re proud to take part in a fintech docuseries produced by BBC StoryWorks for Innovate Finance.
View the full video on our YouTube channel
Awards
As seen in
Need a hand? Say hi to Gemma
Meet Gemma our new Alexa Skill. If you have a question on applying for a mortgage with Molo Gemma can give you assistance whenever you want it.
On your Alexa enabled device/app, just say “Alexa, enable Molo’s Gemma” or download it from the Amazon Skills Marketplace.