Simon Banks

Fixed rate mortgages

Fixed Rate Mortgages

When getting a mortgage, you’re usually presented with two options regarding the interest: fixed rate and variable. Most borrowers opt for a fixed-rate mortgage (more on why in a bit), though variable options are available. If you’re wondering about fixed rates and everything they entail, you’ve come to the right place. This guide is all …

Fixed Rate Mortgages Read More »

Right to rent rules 30th June 2021

Right to Rent

The introduction of Right to Rent was controversial when announced in 2016. At the time, many landlords argued that checking people’s immigration status shouldn’t fall on their laps and instead should  be the job of the government.  Yet, here we are five years later, and Right to Rent is an integral aspect of renting a …

Right to Rent Read More »

repayment mortgage when purchasing a residential property

What is a repayment mortgage?

In the world of residential homes, a repayment mortgage is about as standard as it comes when borrowing to fund your next move. In the buy-to-let landscape, however, it’s more common to see an interest-only mortgage being snapped up by landlords.  That’s because interest-only mortgages have lower monthly payments, as you’re only covering the cost …

What is a repayment mortgage? Read More »

conveyancing process just for you

What is Conveyancing?

Conveyancing is the legal transfer of property from one owner to another. But when you break it down, there’s a whole lot more to unpack, and it’s easy to see why people get confused about conveyancing. That’s why we’ve created this guide, which details the conveyancing process just for you. What is conveyancing? If you …

What is Conveyancing? Read More »

Molo Finance partners with Optimus Conveyancing Panel

Molo Partners with Optimus to Enhance Customer Experience

The partnership will see Molo customers access instant conveyancing quotes entirely online. LONDON – 26th May, 2021 – Molo Finance, the UK’s first fully digital mortgage provider, today announces that it has partnered with Optimus, the conveyancing panel management specialist for mortgage brokers, lenders and estate agents, to provide customers with instant access to conveyancing …

Molo Partners with Optimus to Enhance Customer Experience Read More »