Get on the buy-to-let ladder as first time landlords with our helpful guides about buying an investment property. Bricks and mortar is still one of the most popular investment strategies in the UK, as landlords aim to make passive income..
Once you’ve purchased a buy-to-let property, there’s just the small matter of managing it. From finding the right renters and ensuring the tenancy runs smoothly to paying your mortgage and then remortgaging, there’s plenty to take in – especially if you’re a first-time property investor. If there’s anything and everything you wanted to know about …
5 first time landlord mistakes Renting out a property might sound simple enough, but there are some common pitfalls to be aware of when becoming a new landlord. Underestimating costs Let’s face it, you probably became a landlord to make some money. And there’s no shame in that! But it can be easy to get …
Now I know my ABC The world of property can sometimes feel complicated, particularly for people who are dipping their toes into the water for the first time. There’s just so much to learn! At Molo, we try to keep our language as simple as possible and jargon-free so you know exactly where you stand …
The introduction of Right to Rent was controversial when announced in 2016. At the time, many landlords argued that checking people’s immigration status shouldn’t fall on their laps and instead should be the job of the government. Yet, here we are five years later, and Right to Rent is an integral aspect of renting a …
Conveyancing is the legal transfer of property from one owner to another. But when you break it down, there’s a whole lot more to unpack, and it’s easy to see why people get confused about conveyancing. That’s why we’ve created this guide, which details the conveyancing process just for you. What is conveyancing? If you …
April just so happens to be Stress Awareness month, and we know that landlording and the world of buy-to-let mortgages can be stressful at times – especially if it’s your first foray into the world of property investment. But worry not, because in the name of Stress Awareness month, we’ve written this article with four …
The much-anticipated Spring Budget was announced on March 4th, and there was plenty to unpack for landlords. Just in case you don’t have time to trawl through pages of announcements (what with all that landlording), we’ve compiled the juiciest tidbits into an easily digestible summary. Read on and find out what the Spring Budget means …
Buyers of property have paid stamp duty for generations, and it’s the oldest form of tax still collected by the Inland Revenue. From its inception in 1694, right up until the present day, the majority of people in the UK need to pay stamp duty when they buy a new home, including buy-to-let landlords. Stamp …
Stamp duty for landlords: everything you need to know Read More »
What is stress testing? Whilst looking for the best buy-to-let mortgage product for you, you may have heard about the new requirements that have been put in place to assess mortgage affordability. Banks and other lenders are now required to ‘stress test’ all mortgage applications to make sure that the applicants do not borrow more than …
Stress testing and its role in mortgage affordability Read More »
Landlords have taken more hits than they care to account for over the last few years. At times, it must have felt like they were in a heavyweight boxing match, receiving blow after blow for 12 rounds with little let-up. The first jab came with the end of the Wear
