The valuation is one of the most important parts of getting a mortgage. It confirms if the property you’re buying or remortgaging is worth the amount stated. But what happens during the valuation to mortgage offer? Here, we’ve got the lowdown on what you can expect, including valuable insight from a Molo team member who …
You will hear the words “solicitor” and “conveyancer” bandied about during the property buying process. Yet, for many buyers, this is the point where confusion sets in. They end up asking themselves, “what’s the difference between a solicitor and conveyancer?” And it’s the sort of question you really need to know the answer to. After …
What’s the difference between a solicitor and conveyancer? Read More »
Conveyancing is the legal transfer of property from one owner to another. But when you break it down, there’s a whole lot more to unpack, and it’s easy to see why people get confused about conveyancing. That’s why we’ve created this guide, which details the conveyancing process just for you. What is conveyancing? If you …
Part and parcel of getting a mortgage Remortgaging is part and parcel of getting a mortgage and something most people do when their fixed-rate ends. While the tides are changing somewhat thanks to the introduction of long-term fixed-rate mortgages, most homeowners can still expect to remortgage at some stage. But how often can you remortgage, …
Historically, getting a mortgage means borrowing a sum from the lender and paying the amount back over a certain period, usually 25 years. Each month, you pay off part of the amount borrowed plus the interest on the loan. But what happens when you only pay the interest and not the money borrowed? Sounds crazy, …
With tax relief on buy-to-let mortgages in full effect, should landlords look at setting up a limited company for their property investments? Landlords felt the pinch with the phasing out of income tax relief on buy-to-let mortgage interest and were forced to head back to the drawing board for a rethink. No longer could …
Is it worth purchasing buy-to-let properties as a limited company? Read More »
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