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Limited company mortgages
Market-leading, limited company buy-to-let deals, fast. Explore our Ltd. company mortgage range & check your eligibility.
Our products for limited companies
All of our mortgages are interest only and calculations below are based on a loan amount of £200,000.
For a personalised illustration, please visit our mortgages page .
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Limited Company mortgages, SPVs & SIC codes: what’s the deal?
Recent changes regarding claimable income tax relief on buy-to-let mortgage interest, has left some landlords feeling an extra pinch. As a result, many who sit within the higher tax bracket are choosing to acquire their properties through an SPV Limited Company. But what does that mean exactly? What are the pros and cons? And how can you work out if it’s right for you?
SPVs
Special-Purpose Vehicle (SPV) Limited Companies are non-trading companies, as opposed to the traditional ‘Limited Company’, which acts as a trading company. A Special-Purpose Vehicle indicates that you are setting the company up for a specific reason (in this case, for property investment).
SICs
When you register a SPV Limited Company you’ll receive a SIC code from Companies House - this is a Standard Industrial Classification (SIC) of your company’s economic activities.
Not sure where to start? Check out our easy step by step how-to guide.
