Buy-to-let
Mortgage calculator
Explore Molo’s buy-to-let mortgage calculator
Take advantage of our suite of complementary mortgage calculators for a wide range of needs, from determining your monthly payments to estimating borrowing capacity.
A mortgage calculator is a tool designed to help you understand your potential mortgage payments. It calculates monthly repayments based on loan amount, interest rate and loan term, with the aim of helping you budget and determine affordability for a property purchase or refinance.
Molo’s mortgage calculator works by taking your income, deposit and loan term into account to estimate your borrowing capacity. It also calculates potential monthly repayments, allowing you to plan for a mortgage or evaluate refinancing options with Molo. Our mortgage calculator simplifies the process of understanding mortgage costs.
For a buy-to-let mortgage, a deposit of typically 25% or more of the property’s value is required. The exact amount may vary depending on the lender and the expected rental income. Larger deposits generally provide better mortgage terms, such as lower interest rates and repayments. At Molo, we offer buy-to-let mortgages starting from 80% loan-to-value, meaning you need a 20% deposit.