Switch remortgage deals effortlessly on your buy to let
Remortgaging a buy to let property online has never been so simple


Switch remortgage deals effortlessly on your buy to let
Remortgaging a buy to let online has never been so simple.

Explore our range of remortgage deals
Competitive deals for individuals and limited companies.
Up to 80% LTV
Remortgage any buy to let property where you own at least 20% equity.
2-5 year fixed rates
Guarantee your monthly outgoings so you can plan years into the future
Borrow more
Get a new deal on your property and borrow more from its increase in value
LTDs are A-OK
Switch to a new deal using a Limited company for maximum tax efficiency
Browse our remortgage rates
The mortgage calculations below are based on a loan amount of £150,000 with 75% LTV. For a personalised illustration, please visit our buy to let rates page.
LOAN DETAILS
Initial rate term
24 months
Loan amount
£200,000
Mortgage term
25 years
Follow-on rate
5.09%
Payments
True cost
£4706.66
Initial monthly payment
60 x £706.66
Followed by
240 x £825
Total amount to be repaid
£441,039.6
Total interest payable
£240,399.6
APRC
4.81%
Product cost and fees
Product fee
1.0% of loan
(£1,275)
Legal Fees
£395
Note: If you’re applying as a company, we require you to take Independent Legal Advice (ILA)
Valuation fee
£395
Early repayment charges
Year 1
5%
Year 2
4%
Redemption fee
£100
Overpayment
10.00%
Additional features
Cashback
£500
LOAN DETAILS
Initial rate term
24 months
Loan amount
£200,000
Mortgage term
25 years
Follow-on rate
5.09%
Payments
True cost
£4706.66
Initial monthly payment
60 x £706.66
Followed by
240 x £825
Total amount to be repaid
£441,039.6
Total interest payable
£240,399.6
APRC
4.81%
Product cost and fees
Product fee
1.0% of loan
(£1,275)
Legal Fees
£395
Note: If you’re applying as a company, we require you to take Independent Legal Advice (ILA)
Valuation fee
£395
Early repayment charges
Year 1
5%
Year 2
4%
Redemption fee
£100
Overpayment
10.00%
Additional features
Cashback
£500
LOAN DETAILS
Initial rate term
24 months
Loan amount
£200,000
Mortgage term
25 years
Follow-on rate
5.09%
Payments
True cost
£4706.66
Initial monthly payment
60 x £706.66
Followed by
240 x £825
Total amount to be repaid
£441,039.6
Total interest payable
£240,399.6
APRC
4.81%
Product cost and fees
Product fee
1.0% of loan
(£1,275)
Legal Fees
£395
Note: If you’re applying as a company, we require you to take Independent Legal Advice (ILA)
Valuation fee
£395
Early repayment charges
Year 1
5%
Year 2
4%
Redemption fee
£100
Overpayment
10.00%
Additional features
Cashback
£500
LOAN DETAILS
Initial rate term
24 months
Loan amount
£200,000
Mortgage term
25 years
Follow-on rate
5.09%
Payments
True cost
£4706.66
Initial monthly payment
60 x £706.66
Followed by
240 x £825
Total amount to be repaid
£441,039.6
Total interest payable
£240,399.6
APRC
4.81%
Product cost and fees
Product fee
1.0% of loan
(£1,275)
Legal Fees
£395
Note: If you’re applying as a company, we require you to take Independent Legal Advice (ILA)
Valuation fee
£395
Early repayment charges
Year 1
5%
Year 2
4%
Redemption fee
£100
Overpayment
10.00%
Additional features
Cashback
£500
LOAN DETAILS
Initial rate term
24 months
Loan amount
£200,000
Mortgage term
25 years
Follow-on rate
5.09%
Payments
True cost
£4706.66
Initial monthly payment
60 x £706.66
Followed by
240 x £825
Total amount to be repaid
£441,039.6
Total interest payable
£240,399.6
APRC
4.81%
Product cost and fees
Product fee
1.0% of loan
(£1,275)
Legal Fees
£395
Note: If you’re applying as a company, we require you to take Independent Legal Advice (ILA)
Valuation fee
£395
Early repayment charges
Year 1
5%
Year 2
4%
Redemption fee
£100
Overpayment
10.00%
Additional features
Cashback
£500
LOAN DETAILS
Initial rate term
24 months
Loan amount
£200,000
Mortgage term
25 years
Follow-on rate
5.09%
Payments
True cost
£4706.66
Initial monthly payment
60 x £706.66
Followed by
240 x £825
Total amount to be repaid
£441,039.6
Total interest payable
£240,399.6
APRC
4.81%
Product cost and fees
Product fee
1.0% of loan
(£1,275)
Legal Fees
£395
Note: If you’re applying as a company, we require you to take Independent Legal Advice (ILA)
Valuation fee
£395
Early repayment charges
Year 1
5%
Year 2
4%
Redemption fee
£100
Overpayment
10.00%
Additional features
Cashback
£500
LOAN DETAILS
Initial rate term
24 months
Loan amount
£200,000
Mortgage term
25 years
Follow-on rate
5.09%
Payments
True cost
£4706.66
Initial monthly payment
60 x £706.66
Followed by
240 x £825
Total amount to be repaid
£441,039.6
Total interest payable
£240,399.6
APRC
4.81%
Product cost and fees
Product fee
1.0% of loan
(£1,275)
Legal Fees
£395
Note: If you’re applying as a company, we require you to take Independent Legal Advice (ILA)
Valuation fee
£395
Early repayment charges
Year 1
5%
Year 2
4%
Redemption fee
£100
Overpayment
10.00%
Additional features
Cashback
£500
LOAN DETAILS
Initial rate term
24 months
Loan amount
£200,000
Mortgage term
25 years
Follow-on rate
5.09%
Payments
True cost
£4706.66
Initial monthly payment
60 x £706.66
Followed by
240 x £825
Total amount to be repaid
£441,039.6
Total interest payable
£240,399.6
APRC
4.81%
Product cost and fees
Product fee
1.0% of loan
(£1,275)
Legal Fees
£395
Note: If you’re applying as a company, we require you to take Independent Legal Advice (ILA)
Valuation fee
£395
Early repayment charges
Year 1
5%
Year 2
4%
Redemption fee
£100
Overpayment
10.00%
Additional features
Cashback
£500
Check your eligibility
Find out if you meet our full lending requirements before applying
Buy-to-let mortgage or remortgage only
We don't yet offer residential mortgages or consumer Buy to Let.
Property must be in England or Wales
We don’t yet provide mortgages for properties in Scotland or NI.
Up to 80% Loan to Value (LTV)
We currently only lend up to 80% LTV, meaning you'll need a 20% deposit.
Remortgage and borrow more
If you need to borrow more we currently lend up to 75% of property value.
Special Purpose Vehicles (SPV) limited companies only
Must be a Real Estate SPV registered within England or Wales.
The SIC code must be one of the following:
64305, 64910, 68100, 68209, 68310, 68320. No other SIC codes will be accepted.
Maximum of 4 directors or shareholders
Each director or shareholder must provide a full personal guarantee.
Learn more about remortgaging a buy to let property
Get the lowdown on all things buy-to-let, from mortgages to renting out your property
Switching to a new buy to let mortgage deal could save you money or allow you to borrow more.
Just like a residential mortgage, you can remortgage a buy to let property with Molo online. The process is simple and can be as quick as a few days.
Buy to let mortgages can be remortgages, just like a residential mortgage.
Usually, you’ll want to consider remortgaging at the end of your initial period and avoid a lender’s higher Standard Variable Rate.
Remortgaging sooner could incur early exit fees, and you may lose more than you gain by remortgaging.
Buy to let remortgages work the same way as residential ones.
At Molo, we’ll ask you to provide some information via our simple online form. You’ll be able to choose the mortgage deal you’d like to apply for, which we’ll then approve if happy with your application.
Remortgaging a buy to let property could be worth it if:
– You want to reduce your monthly payments
– You want to borrow more money
– You want to avoid paying the higher Standard Variable Rate
However, you’ll need to check that you’re approaching the end of your initial period to avoid any early exit fees.