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Remortgage with Molo
Available on all buy-to-let properties
Subject to receiving all the relevant information and qualifying for an automated property assessment
Remortgage in 24 hours
Available on all standard buy-to-let properties
Subject to receiving all the relevant information and qualifying for an automated property assessment
Find the right remortgage for your buy-to-let property
Competitive deals. For individuals and limited companies
Up to 80% LTV
Remortgage any buy-to-let property and own at least 20% equity
Avoid expensive rates
Potential to reduce monthly payments with our 2-5 year fixed or variable standard rates
Expert guidance throughout
Best-in-class support from application to completion
Discover 24-hour remortgage deals
Competitive deals for individuals and limited companies
Check your eligibility
Find out if you meet our full lending requirements before a remortgage
Buy-to-let remortgages
All our mortgages are interest-only. That means you only pay the interest on the loan, with the full amount due at the end of the mortgage loan period.
Property must be in England or Wales
We don’t yet provide mortgages for properties in Scotland or NI.
Up to 80% Loan to Value (LTV)
We currently lend up to 80% LTV for remortgage.
Special Purpose Vehicles (SPV) limited companies only
Must be a Real Estate SPV registered within England or Wales.
The SIC code must be one of the following:
64305, 64910, 68100, 68209, 68310, 68320. No other SIC codes will be accepted.
Maximum of 4 directors or shareholders
Each director or shareholder must provide a full personal guarantee.
Get a mortgage in Principle
Find out how much you might be able to borrow for a remortgage
Get a decision in 2 minutes
Get your Mortgage in Principle in less than two minutes, straight from your computer or phone.
It won’t affect your credit score
The results won’t impact your credit score as we carry out a “soft check” with our agency partners.
Expert guidance throughout
Best-in-class support from application to completion.
* Subject to receiving all the relevant information and qualifying for an automated property assessment
Making it easier for you to remortgage
How can we help you
Powered by our automated decision engine, we could help investors get an offer on their buy-to-let remortgage
Learn more about remortgaging a buy-to-let property
Get the lowdown on all things buy-to-let, from mortgages to renting out your property
Switching to a new buy-to-let mortgage deal could save you money or allow you to borrow more.
Just like a residential mortgage, you can remortgage a buy-to-let property with Molo online. The process is simple and can be as quick as a few days.
Buy-to-let mortgages can be remortgages, just like a residential mortgage.
Usually, you’ll want to consider remortgaging at the end of your initial period and avoid a lender’s higher Standard Variable Rate.
Remortgaging sooner could incur early exit fees, and you may lose more than you gain by remortgaging.
Buy to let remortgages work the same way as residential ones.
At Molo, we’ll ask you to provide some information via our simple online form. You’ll be able to choose the buy to let mortgage rates you’d like to apply for, which we’ll then approve if happy with your application.
Remortgaging a buy to let property could be worth it if:
– You want to reduce your monthly payments
– You want to borrow more money
– You want to avoid paying the higher Standard Variable Rate
However, you’ll need to check that you’re approaching the end of your initial period to avoid any early exit fees.