A better way to 

buy to let

Take the stress out of borrowing with a fast and simple way to mortgage. No paperwork and no appointments.

Find the mortgage that’s right for you

We offer a range of mortgages for all types of buyers and home owners

First time landlord

Find the best mortgage for your new investment


Get a loan for an HMO of up to 6 bedrooms

Limited Company

Discover the best market rates for your SPV


Save money by switching to a new deal

First time buyer
See what you could borrow with a Mortgage in Principle
See more
Buy to let
Explore a range of deals for individuals and SPV's
See more
See if you could save by switching to a new deal
See more

Check your eligibility

Find out if you meet our full lending requirements before applying

Buy-to-let mortgage or remortgage only

We don't yet offer residential mortgages or consumer Buy to Let.

No portfolio landlords

You must have less than 4 other mortgaged buy-to-let properties.

Property must be in England or Wales

We don’t yet provide mortgages for properties in Scotland or NI.

60% to 80% Loan to Value (LTV)

We currently only lend up to 80% LTV, meaning you'll need a 20% deposit.

Special Purpose Vehicles (SPV) limited companies only

Must be a Real Estate SPV registered within England or Wales.

The SIC code must be one of the following:

64305, 64910, 68100, 68209, 68310, 68320. No other SIC codes will be accepted.

Maximum of 4 directors or shareholders

Each director or shareholder must provide a full personal guarantee.

Rest assured you’re in good hands

Your experience is at the heart of what we do.



Submitted in 2021
so far.


online access

Check in on your
application any time.

2 mins

Mortgage in Principle

See what you could borrow,
fast and for free.

Learn more about mortgages

Investing in BTL for the first time?

With Molo, you can get a mortgage for the following purposes:
1. To buy a new buy to let property
2. To remortgage your current mortgage
3. To remortgage your current mortgage and borrow more
To remortgage and borrow more, the additional money must only be for home improvements or for buying another investment property.

Remortgage and borrow more

You can only remortgage with Molo and borrow more if any additional monies are for home improvements or buying another investment property.

What is buy to let?

If you own a property that you rent out in return for rental income, then you’ve got yourself a buy to let. To put it simply, buy to let is a form of property investment. It’s one of the most traditional (and popular) ways to invest in the UK.

What’s the initial rate?

The UK’s buy to let market happens to be one of the largest in the world. Investors from all over the globe put their money into flats, houses, studios and just about every other form of bricks and mortar.

Get a Mortgage in Principle

Find out how much you might be able to borrow from us.

It’s free

Getting your Mortgage in Principle is free and shows how much we are able to lend you.

It won’t affect your credit score

We make a “soft” check with our credit agency partners, wihch means the results won’t impact your credit score.

It takes under 2mins

Get your Mortgage in Principle in less than two minutes, straight from your computer or phone.