We're here to simplify your mortgage experience
Ditch the long waits and the endless paperwork with an online HMO mortgage
Standard HMOs typically don’t need a licence by law. However, some local councils may require you to have a licence, and you should always check with your local authority before letting an HMO. If you have a large HMO with five or more tenants, you will be required by law to obtain a license before you can let the property.
Check your HMO eligibility with Molo
Find out if you meet our full lending requirements before applying