Hassle-free buy-to-let mortgages

We make getting a buy-to-let mortgage easier, so you can start earning sooner.

How is Molo different?

Our application is all online, and can be completed in minutes, so you can apply for your buy-to-let mortgage whenever and wherever you want.
We’re the lender, so there’s no middle-men decision makers. Our aim is to be able to value your property, verify your ID, and underwrite your mortgage, all online, within a matter of minutes.
Our turn-around times are faster than most other lenders, even if your property needs a physical valuation or your application gets referred to one of our underwriters.

How it works

Here’s what you need to do to get your mortgage in minutes

Check your eligibility

Check your eligibility

Answer a few questions about you and what you think you'd like to borrow

Decision in Principle

Decision in Principle

We'll let you know whether we can lend to you and how much you can borrow

Property check

Property check

Tell us a bit about the property you'd like to buy

Choose your mortgage

Choose your mortgage

Select the mortgage that's right for you

ID verification

ID verification

Upload your ID and take a selfie so we can check you're you

Mortgage offer

Mortgage offer

If you and your chosen property meet our lending criteria, we'll agree your mortgage offer

Check your eligibility

Answer a few questions about you and what you think you'd like to borrow

Decision in Principle

We'll let you know whether we can lend to you and how much you can borrow

Property check

Tell us a bit about the property you'd like to buy

Choose your mortgage

Select the mortgage that's right for you

ID verification

Upload your ID and take a selfie so we can check you're you

Mortgage offer

If you and your chosen property meet our lending criteria, we'll agree your mortgage offer

Need a hand? Say hi to Gemma

Meet Gemma our new Alexa Skill. If you have a question on applying for a mortgage with Molo Gemma can give you assistance whenever you want it.

On your Alexa enabled device/app, just say “Alexa, enable Gemma from Molo” or download it from the Amazon Skills Marketplace.