Hassle-free online mortgages

We make getting a mortgage easier with a fast, fair and fully digital process

We're here to simplify your mortgage experience

Ditch the long waits and the endless paperwork with a digital mortgage.

Direct to you

Apply with us directly for a smooth, transparent mortgage process free of complications.

Faster decisions

Being online and automated means you get faster decisions throughout the process and can receive an offer faster than with any high-street bank. 

Fully online

With no paperwork or appointments, you benefit from an application process that is entirely online. Molo is a fully digital lender.

Fair and trustworthy

There’s no jargon or hidden fees. All the information you need is at your fingertips on our website, including the true cost of your loan and any other fees.

How it works

Here’s what you need to do to get your mortgage in minutes.


Check your eligibility

Answer a few simple questions about you and how much you’d like to borrow.

Let's get to know you, fill up form about you
Let's get to know you, fill up form about your mortgage

Get a Mortgage in Principle

We’ll let you know if we can lend to you and how much you can borrow.

find out how much you could lend
loan amount

Property check

Tell us about the property you’d like to buy.

Fill up your property details
year built

Choose your mortgage

Select the mortgage that’s right for you.

5 year fixed low fee

*Mortgage rate shown for illustrative purpose only


ID verification

Upload your ID and take a selfie so we can verify your identity.

Choose your document

Mortgage offer

If you and your chosen property match our lending criteria, we’ll agree your mortgage offer.

Rest assured you're in good hands

Your experience is at the heart of what we do.

+£1.7 bn

mortgage applications

submitted on our digital platform.


online access

Check in on your application any time.

2 mins

mortgage in principle

See what you could borrow, fast & free.

Ready to apply?

Start by finding out how much you could borrow with a Mortgage in Principle

Explore our FAQs

Our FAQs answer the most common questions we get from customers.