This website is for customer use only. If you’re an intermediary, please go to our intermediary site here.
Hassle-free online mortgages
We make getting a mortgage easier with a fast, fair and fully digital process
We're here to simplify your mortgage experience
Ditch the long waits and the endless paperwork with a digital mortgage.
Direct to you
Apply with us directly for a smooth, transparent mortgage process free of complications.
Faster decisions
Being online and automated means you get faster decisions throughout the process and can receive an offer faster than with any high-street bank.
Fully online
With no paperwork or appointments, you benefit from an application process that is entirely online. Molo is a fully digital lender.
Fair and trustworthy
There’s no jargon or hidden fees. All the information you need is at your fingertips on our website, including the true cost of your loan and any other fees.
How it works
Here’s what you need to do to get your mortgage in minutes.
STEP 1
Check your eligibility
Answer a few simple questions about you and how much you’d like to borrow.
STEP 2
Get a Mortgage in Principle
We’ll let you know if we can lend to you and how much you can borrow.
STEP 3
Property check
Tell us about the property you’d like to buy.
STEP 4
Choose your mortgage
Select the mortgage that’s right for you.
*Mortgage rate shown for illustrative purpose only
STEP 5
ID verification
Upload your ID and take a selfie so we can verify your identity.
STEP 6
Mortgage offer
If you and your chosen property match our lending criteria, we’ll agree your mortgage offer.
Rest assured you're in good hands
Your experience is at the heart of what we do.
+£1.7 bn
mortgage applications
submitted on our digital platform.
24/7
online access
Check in on your application any time.
2 mins
mortgage in principle
See what you could borrow, fast & free.
Ready to apply?
Start by finding out how much you could borrow with a Mortgage in Principle
Explore our FAQs
Our FAQs answer the most common questions we get from customers.
