The digital mortgage
At Molo, we’re delivering the future of mortgages now!
Molo is an award-winning fintech start-up transforming the mortgage industry as Europe’s only digitally native mortgage lender. Since launching in 2018, we’ve used technology to deliver simpler and faster online mortgage lending to make homeownership easier for everyone.
We have led change in the UK mortgage industry, delivering online mortgages to customers with both speed and efficiency. Molo exists solely to make buying a house easier with a digital mortgage designed to let you focus on what really matters. Getting the keys to your new home.
What we do
We do mortgages, from residential to buy-to-let. And they’re all entirely online. That means no paperwork or appointments, and you can get a mortgage in a matter of days, rather than weeks. On top of that, we work with intermediaries to expand Molo’s reach and give more people the opportunity to benefit from getting a mortgage completely online.
Molo is an international team, full of smart, dynamic and hands-on people who share the same commitment to digitising mortgages. From tech to marketing and compliance to customer services, we’re building a group of talented individuals who come together to form a highly skilled team full of ambitious people who will change mortgages forever.
Solving an important problem
This is when Molo's mission was set to:
1. Give customers better outcomes in terms of speed, convenience, cost and accessibility to the mortgage market
2. Enhance housing affordability for all customers, not just a lucky few
3. Lower the operational and risk costs for the industry and the system
Building a team
Entering the UK market
Launching residential mortgages
Molo is the UK’s first, fully-digital mortgage lender – that means we are the first player to offer mortgages underwritten fully online. We’re using the power of technology to make real-time lending decisions via a digital, seamless and transparent journey to give customers quicker answers, and a better overall experience.
We exist solely to fix what is fundamentally broken in the mortgage market: cumbersome, inefficient, and slow processes, become fast, real-time decisions; a lack of transparency and waiting weeks, only to find out you haven’t been approved, becomes transparency of eligibility and decisioning; and layers of cost and tricksy incentives, becomes fair value, with low fees and no hidden charges.
We work hard to combine technology innovation with product innovation to deliver value to our customers. In good or bad times, people deserve the best choices possible. This motivates us and keeps us going everyday.
We’ve put together a multi-national team with years of experience across
mortgages, tech start-ups and customer experience transformation.
Chief Operating Officer
Chief Technology Officer
Head of Compliance & MLRO
Head of Intermediary Sales
VP Mortgage Operations
Credit Risk Manager
Head of People
BOARD AND ADVISORS
Want to become a Molo-ee?
We’re always looking to expand our team. Do you think you have what it takes to be part of the Molo family?