Molo mortgage insights
Read the latest articles about mortgages, the UK property market and what’s happening at Molo
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Best holiday let locations in the UK
Location is everything if you’re considering investing in a holiday let property. Fortunately, the

Building a property portfolio
One property, two properties, three properties or four? Building a buy-to-let property portfolio is

How to calculate rental yield
Determining your rental yield is helpful for assessing the viability of a buy-to-let property

What is a good rental yield?
What is a good rental yield? It’s one of the most frequently asked questions

Best UK rental yields for properties under £100K
The average house price in the UK is £286,500, which means buying a property

Additional borrowing on mortgage
When it comes to buy-to-let remortgages, it’s not uncommon for landlords to borrow more

Adding product fees to my mortgage
Can I add product fees to my mortgage? A buy-to-let mortgage often has other

Holiday Let mortgages everything you need to know
The rise of Airbnb and other hospitality marketplaces has led to an increase in

How does a buy-to-let limited company owned by a subsidiary company work?
Landlords are increasingly exploring alternative and tax-efficient methods to invest in buy-to-let properties. While

How technology helps with your buy-to-let investment
We live in the era of the connected customer thanks to technology transforming the

How we simplify the mortgage process at Molo
Getting a mortgage often felt like navigating a maze of information, filled with paperwork

Buy-to-let mortgage for first time buyers
Are you thinking about stepping into the world of property investment? Buy-to-let mortgage for

The role of buy-to-let remortgage rates
Interest rates and mortgages go hand in hand. It’s the same for a remortgage,

What is rental yield?
When you’re investing in a buy-to-let, expect to hear plenty about rental yields. Along

Remortgaging to a new lender
Remortgaging is the process of switching your existing mortgage to a new deal, either

How does valuation to mortgage offer work?
The valuation is one of the most important parts of getting a mortgage. It

How to maximise your property ROI
Buy-to-let properties have long been a popular choice for investors. The physical element of

What are buy-to-let interest rates?
Interest rates are much more than numbers on a page. They set the benchmark

The Future of buy-to-let remortgages: trends and predictions
The buy-to-let remortgage market is influenced by many factors ranging from the macroeconomic climate

Remortgaging a buy-to-let property
As the UK deals with soaring mortgage rates and a cost-of-living crisis, the housing

Buy-to-Let Remortgage Rates in the UK: Everything You Need to Know
Amid fluctuating interest rates and an ever-changing market landscape, staying up-to-date on the buy-to-let

What remortgage products do we offer
If you’re looking to remortgage a buy-to-let property, then you probably want to consider

Limited company remortgages – what you should consider
The market for limited company buy to let remortgages is growing at pace. The

Limited company buy-to-let : Everything you need to know
A limited company buy-to-let mortgage works in a similar way to a standard buy-to-let

What is HMO?
The private rental sector continues to grow from strength to strength, and there are

How to remortgage with a new lender?
If you’re remortgaging to a new lender directly, you’ll find the experience slightly different

Are 75% LTV buy to let mortgages still worth it?
The residential mortgage market is well known for its low deposits. It’s not uncommon

What is portfolio buy-to-let mortgages?
Some landlords are happy with one buy-to-let property, while others have a couple that

Should you remortgage to a new lender?
Remortgaging with a new lender can help reduce your monthly mortgage payments or raise

What’s happening with buy-to-let interest rates?
What’s Happening With Mortgage Interest Rates? Mortgage interest rates have been historically low for

Buy-to-let hotspots 2022
7 buy-to-let hotspots in 2022 Buy to let continues to be a popular way

What you need to know about buy-to-let eligibility
Buy-to-let mortgage eligibility Before purchasing a buy-to-let with a mortgage, you’ll need to meet

8 reasons to remortgage your home
Remortgaging has long been a requirement for homeowners after their initial fixed-rate period ends.

What is a let-to-buy mortgage?
Buying your dream home is… well, it’s the dream, isn’t it? But what happens

Haunted houses you’d struggle to buy with a mortgage
Haunted houses you’d struggle to buy with a mortgage Halloween is an excuse to

How to increase the value of your property
In an ideal world, your home will increase in value over time. House prices

How to get a buy-to-let property
There are two primary ways to purchase a buy-to-let property: paying for it outright

Is buy-to-let worth it?
The UK is a hotspot for buy-to-let, and it’s often regarded as one of

How often can you remortgage?
Part and parcel of getting a mortgage Remortgaging is part and parcel of getting

How to get a mortgage if you’re self-employed
If there’s one common conception in the mortgage industry, it’s that borrowing to buy

Can you remortgage early on a fixed rate?
Leaving your fixed-rate early Fixed-rate mortgages give you security. You’re locked into a price

Remortgaging a buy-to-let
Remortgaging a buy-to-let property is usually done to avoid lapsing onto a lender’s more

How does Capital Gains Tax Work in the UK?
Is it time to pay? Being a landlord has many perks. From the ability

What is buy-to-let
The largest property market in the world If you own a property that you

When can you remortgage?
Many people get a remortgage in the UK. More than 450,000 remortgages were approved

What happens once the Stamp Duty Holiday ends?
Many feared for the property market when the pandemic struck, and subsequent lockdowns followed.

Why are buy-to-let mortgages interest only?
Historically, getting a mortgage means borrowing a sum from the lender and paying the

Buy-to-let: SPV or personal: which one is best?
Since the phasing out of tax relief for mortgages back in 2016, buy-to-let investors

The A-Z of buy-to-let mortgages
Have you got your DIP for your buy-to-let mortgage yet? Or are you scratching

Molo adds Let-to-Buy mortgages to product range
We’re thrilled to announce that Molo is now offering Let to-Buy mortgages, making it
Recent articles
Recent articles
First time landlords
Taking your first step on the housing ladder is exiting and hard – with lot of jargons and legal terms – our goal is to make your life easy, finding latest information you need to apply for your first buy-to-let mortgage.

Best holiday let locations in the UK
Location is everything if you’re considering investing in a holiday let property. Fortunately, the United Kingdom offers plenty of options, from rugged coastlines to rolling

Building a property portfolio
One property, two properties, three properties or four? Building a buy-to-let property portfolio is no easy feat, but for some investors, it’s the primary goal

How to calculate rental yield
Determining your rental yield is helpful for assessing the viability of a buy-to-let property as an investment. It’s also essential if you’re contemplating a buy-to-let
Get mortgage news straight to your inbox


Best holiday let locations in the UK
Location is everything if you’re considering investing in a holiday let property. Fortunately, the

Building a property portfolio
One property, two properties, three properties or four? Building a buy-to-let property portfolio is

How to calculate rental yield
Determining your rental yield is helpful for assessing the viability of a buy-to-let property

What is a good rental yield?
What is a good rental yield? It’s one of the most frequently asked questions

Best UK rental yields for properties under £100K
The average house price in the UK is £286,500, which means buying a property

Adding product fees to my mortgage
Can I add product fees to my mortgage? A buy-to-let mortgage often has other

Holiday Let mortgages everything you need to know
The rise of Airbnb and other hospitality marketplaces has led to an increase in

How does a buy-to-let limited company owned by a subsidiary company work?
Landlords are increasingly exploring alternative and tax-efficient methods to invest in buy-to-let properties. While

How technology helps with your buy-to-let investment
We live in the era of the connected customer thanks to technology transforming the

How we simplify the mortgage process at Molo
Getting a mortgage often felt like navigating a maze of information, filled with paperwork

Buy-to-let mortgage for first time buyers
Are you thinking about stepping into the world of property investment? Buy-to-let mortgage for

What is rental yield?
When you’re investing in a buy-to-let, expect to hear plenty about rental yields. Along

How does valuation to mortgage offer work?
The valuation is one of the most important parts of getting a mortgage. It

How to maximise your property ROI
Buy-to-let properties have long been a popular choice for investors. The physical element of

What are buy-to-let interest rates?
Interest rates are much more than numbers on a page. They set the benchmark

Limited company buy-to-let : Everything you need to know
A limited company buy-to-let mortgage works in a similar way to a standard buy-to-let

What is HMO?
The private rental sector continues to grow from strength to strength, and there are

Are 75% LTV buy to let mortgages still worth it?
The residential mortgage market is well known for its low deposits. It’s not uncommon

What is portfolio buy-to-let mortgages?
Some landlords are happy with one buy-to-let property, while others have a couple that

What’s happening with buy-to-let interest rates?
What’s Happening With Mortgage Interest Rates? Mortgage interest rates have been historically low for

Buy-to-let hotspots 2022
7 buy-to-let hotspots in 2022 Buy to let continues to be a popular way

What you need to know about buy-to-let eligibility
Buy-to-let mortgage eligibility Before purchasing a buy-to-let with a mortgage, you’ll need to meet

What is a let-to-buy mortgage?
Buying your dream home is… well, it’s the dream, isn’t it? But what happens

Haunted houses you’d struggle to buy with a mortgage
Haunted houses you’d struggle to buy with a mortgage Halloween is an excuse to

How to increase the value of your property
In an ideal world, your home will increase in value over time. House prices

How to get a buy-to-let property
There are two primary ways to purchase a buy-to-let property: paying for it outright

Is buy-to-let worth it?
The UK is a hotspot for buy-to-let, and it’s often regarded as one of

How to get a mortgage if you’re self-employed
If there’s one common conception in the mortgage industry, it’s that borrowing to buy

Remortgaging a buy-to-let
Remortgaging a buy-to-let property is usually done to avoid lapsing onto a lender’s more

How does Capital Gains Tax Work in the UK?
Is it time to pay? Being a landlord has many perks. From the ability

What is buy-to-let
The largest property market in the world If you own a property that you

What happens once the Stamp Duty Holiday ends?
Many feared for the property market when the pandemic struck, and subsequent lockdowns followed.

Why are buy-to-let mortgages interest only?
Historically, getting a mortgage means borrowing a sum from the lender and paying the

Buy-to-let: SPV or personal: which one is best?
Since the phasing out of tax relief for mortgages back in 2016, buy-to-let investors

The A-Z of buy-to-let mortgages
Have you got your DIP for your buy-to-let mortgage yet? Or are you scratching

Molo adds Let-to-Buy mortgages to product range
We’re thrilled to announce that Molo is now offering Let to-Buy mortgages, making it

Mortgages explained: buy-to-let mortgages and interest only
In the world of homeowner mortgages, the idea of getting a loan and only

Understanding mortgages: buy-to-let vs consumer BTL
Buy-to-let mortgages have had their fair share of news coverage since the three percent

Jargon busters: mortgage terms explained
The mortgage application process often contains a number of keywords that you might not

Explaining the different mortgage types: tracker vs fixed
For anyone who wants to borrow money to have your own home, a mortgage

Financial disruption in a human world
Disruption has landed and Fintech, is here to stay Cultivating a sense of disruption

The true cost of mortgages: how the Annual Percentage Rate of Charge works
Hunting for a mortgage can be a complex process. Despite the swathes of information

Is it worth purchasing buy-to-let properties as a limited company?
With tax relief on buy-to-let mortgages in full effect, should landlords look at

All aboard the Manchester buy-to-let train
Manchester has proven to be a profitable area for buy-to-let investors valuing high yields and reasonable house prices.

Manchester’s make-up
Why is it a buy-to-let hotspot? Looking for healthy yields for your buy-to-let investment?

Digital mortgages are closer than you think
Chatting with Molo Finance CEO Francesca Carlesi Why digital mortgages? First of all, we should clarify what WE mean by digital
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How long does the interest rate stay the same?
When you get a mortgage, you’ll be charged a rate of interest on the

What is the average mortgage interest rate
Mortgage interest rates can be complicated. There’s a lot to take in from the

How to release equity from your home
Releasing equity from the main property you live in could be an effective way

Online mortgages UK
As the UK’s first-ever digital lender, Molo leads the way for online mortgages and

Molo launches it’s new residential FlexLife mortgage
Molo has launched residential FlexLife mortgage, a product from our brand new residential range

Check your eligibility for a mortgage
Mortgages come in all shapes and sizes, and not every option is suitable for

What is a fixed rate mortgage?
When getting a mortgage, you’re usually presented with three options regarding the interest rates:

What is equity in your home?
Homeownership is all about living somewhere you love and creating long-lasting memories. But there

Freehold v leasehold: which one is best?
You might be unfamiliar with freeholds and leaseholds if you’re new to buying a

What is a repayment mortgage?
In the world of residential homes, a repayment mortgage is about as standard as

Everything you need to know about EWS1 Form
Everything you need to know about EWS1 Form After the Grenfell tragedy in

Mortgages explained: initial term vs full-length contract
Mortgage lengths are one of the key questions that centre around the mortgage application
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How much mortgage can you afford?
Owning a buy-to-let is still one of the most popular ways for people to

Managing a buy-to-let
Once you’ve purchased a buy-to-let property, there’s just the small matter of managing it.

5 first time landlord mistakes
5 first time landlord mistakes Renting out a property might sound simple enough, but

A-Z of becoming a new landlord
Now I know my ABC The world of property can sometimes feel complicated, particularly

Right to Rent
The introduction of Right to Rent was controversial when announced in 2016. At the

What is Conveyancing?
Conveyancing is the legal transfer of property from one owner to another. But when

Our guide to becoming a stress-free landlord
April just so happens to be Stress Awareness month, and we know that landlording

What does the Spring Budget mean for landlords?
The much-anticipated Spring Budget was announced on March 4th, and there was plenty to

Stamp duty for landlords: everything you need to know
Buyers of property have paid stamp duty for generations, and it’s the oldest form

Stress testing and its role in mortgage affordability
What is stress testing? Whilst looking for the best buy-to-let mortgages, you may have

Investing in buy-to-let for the first time
Landlords have taken more hits than they care to account for over the last few years. At times, it must have felt like they were in a heavyweight boxing match, receiving blow after blow for 12 rounds with little let-up. The first jab came with the end of the Wear
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Additional borrowing on mortgage
When it comes to buy-to-let remortgages, it’s not uncommon for landlords to borrow more

The role of buy-to-let remortgage rates
Interest rates and mortgages go hand in hand. It’s the same for a remortgage,

Remortgaging to a new lender
Remortgaging is the process of switching your existing mortgage to a new deal, either

The Future of buy-to-let remortgages: trends and predictions
The buy-to-let remortgage market is influenced by many factors ranging from the macroeconomic climate

Remortgaging a buy-to-let property
As the UK deals with soaring mortgage rates and a cost-of-living crisis, the housing

Buy-to-Let Remortgage Rates in the UK: Everything You Need to Know
Amid fluctuating interest rates and an ever-changing market landscape, staying up-to-date on the buy-to-let

What remortgage products do we offer
If you’re looking to remortgage a buy-to-let property, then you probably want to consider

Limited company remortgages – what you should consider
The market for limited company buy to let remortgages is growing at pace. The

How to remortgage with a new lender?
If you’re remortgaging to a new lender directly, you’ll find the experience slightly different

Should you remortgage to a new lender?
Remortgaging with a new lender can help reduce your monthly mortgage payments or raise

8 reasons to remortgage your home
Remortgaging has long been a requirement for homeowners after their initial fixed-rate period ends.

How often can you remortgage?
Part and parcel of getting a mortgage Remortgaging is part and parcel of getting

Can you remortgage early on a fixed rate?
Leaving your fixed-rate early Fixed-rate mortgages give you security. You’re locked into a price

When can you remortgage?
Many people get a remortgage in the UK. More than 450,000 remortgages were approved
Get mortgage news straight to your inbox


Molo partners with Propflo to boost energy efficiency in buy-to-let’s
Wednesday, 20th September 2023: We are thrilled to announce our strategic partnership with ColCap

Molo launches new limited edition products and updates PBTL criteria
Thursday, 7th September 2023: With the cost of living still high, many landlords are

Molo launches new large HMO and large MUFB offering
Tuesday, 4th July 2023: Demand for rental properties continues to rise across the UK,

Molo introduces MUFB mortgages
Introducing MUFB to our buy-to-let portfolio Tuesday, 18th April 2023: We are pleased to

Launching Rapid Remortgages, with approvals within 24 hours
Tuesday, 4th April 2023: We are delighted to launch Rapid remortgage, a new service

Strategic partnership with ColCap
Australian mortgage lender Colcap further strengthen its partnership with Molo by acquiring 80% stake

Molo introduces ‘Savings Booster’
Tuesday, 8th November 2022: We are pleased to introduce a ‘Savings Booster’ feature across

Molo partners with Brilliant Solutions
Wednesday, 26th October 2022: Molo Finance partners with Brilliant Solutions, an award-winning and leading

Molo expands it’s BTL product range
Thursday, 13th October 2022: We are excited to announce the expansion of our buy

Molo partners with Colcap financial
Friday, 29th July 2022: We are thrilled to announce our strategic partnership with ColCap

Molo celebrates with the WOW factor
Molo celebrates with the WOW factor The saying goes, ‘it’s not about whether you

Molo turns 3
Go Molo, it’s your birthday How time flies! After launching on 23rd October 2018,

Women in tech: National Coding Week
Women currently account for around 31% of tech jobs in the UK. While the

Molo joins forces with In Partnership
We are delighted to announce our partnership with In Partnership Group, a growing community

5 reasons why Friday 13th won’t affect your Molo mortgage
Friday the 13th is upon us, a day known for bringing bad luck –

Women in Finance
Everyone should have the same opportunity to achieve their goals. But while women’s opportunities

Molo strikes up partnership with Tenet Group
We are excited to announce a new intermediary partnership with Tenet Group, one of

Why are Molo’s values so important?
Molo’s values are different from other mortgage lenders – from lending to people that

Molo partners with Paradigm Mortgage Services
We are thrilled to announce a brand new partnership with Paradigm Mortgage Services, one

Molo joins forces with GetGround, improving Landlord experience
LONDON – 15th July, 2021 – We’re thrilled to announce an exclusive partnership with

Molo partners with Mortgage Advice Bureau
LONDON – 6th July, 2021 – We are delighted to announce a new partnership

Molo Values: making sure that everyone matters
The month of June holds plenty of weight when it comes to fairness and

Who is Molo?
Even if you haven’t had a mortgage before, you’ll probably know the big name

Molo Partners with Optimus to Enhance Customer Experience
The partnership will see Molo customers access instant conveyancing quotes entirely online. LONDON –

Molo teams up with Uinsure for tech-led mortgage and insurance collaboration
LONDON – 22nd April, 2021 – Molo Finance has announced an exciting partnership with

Molo Announces New Partnership with Commercial Finance Brokers UK
LONDON – 1st April, 2021 – Molo Finance is today announcing a new partnership

What Being a Woman Means at Molo
International Women’s Day took place this week, and it got us thinking about what

Partners with Mortgage Club
Molo Finance partners with Legal & General Mortgage Club, bringing its unique digitally-led proposition

Kalifa Review: A note from our CEO
LONDON – 26th February, 2021 – HM Treasury has commissioned a Fintech Strategic Review

Molo adds HMO Mortgages to product range
Property landlords can now take a mortgage loan with Molo for houses in multiple occupation .

Molo raises £266m in new funding to expand digital mortgage lending
The new funding will be used to accelerate the company’s growth through additional online lending and investment in its proprietary technology and new product propositions, taking Molo a step closer to achieving its vision of making home ownership easier for everyone.

Top UK Startups in 2020
We’re delighted that Molo made it into the Startups 100, the longest running index of

Molo featured in global Fintech Series
#InnovationInFinance, by Innovate Finance Making buy-to-let mortgages more accessible How is fintech making the

Faster Digital Mortgages
Experian’s Open Banking tech is now live in the Molo journey, enabling customers to

New contender Molo scores hat trick at Credit Strategy Lending Awards
Molo, the UK’s first fully-digital mortgage lender, wins big at Credit Strategy Lending awards Taking

A jam-packed 10 months: an update from our Co-founder and CEO, Francesca Carlesi
It’s been a whole 10 months since Molo first launched its mortgage offer to
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