Luke Loveridge and Francesca Carlesi

Molo partners with Propflo to boost energy efficiency in buy-to-let’s

Wednesday, 20th September 2023: We are thrilled to announce our strategic partnership with ColCap Financial (‘ColCap’), a leading Australian mortgage lender that is partnering with Molo to expand into the UK.

The partnership allows us to introduce GreenVal, a cutting-edge tool from Propflo. The innovative tool is designed to:

  • Help landlords become compliant with Energy Efficiency Standards
  • Offers a range of options and recommendations for compliance
  • Direct quotes from reputable national suppliers

Propflo launched the retrofit GreenVal tool in anticipation of the impending Minimum Energy Efficiency Standards (MEES) that will require privately rented properties to achieve a minimum energy rating of C by 2028. The standards are expected to be confirmed this year.

Francesca Carlesi, CEO and Co-Founder at Molo, says:

“Landlords want convenience, whether it’s managing their property or applying for finance. Our priority is to ensure they are well-prepared and proactive, and Propflo’s GreenVal tool offers high value for our customers who want to make their homes greener. This partnership is a reflection of Molo’s core values, offering speed, convenience and a fully digital solution”.

Luke Loveridge, Propflo’s Founder and CEO commented:

“Francesca and the whole Molo team have been fantastic to work with. They really care about providing innovative solutions to better understand their portfolio and to add value for their customers. We have one of the most advanced end-to-end solutions and we’ve seen great engagement with retrofit during the pilot. We are thrilled to extend this solution to more of Molo’s existing and prospective customers.”

For more details, read the full press release here.

About Molo Finance

Molo is an award-winning Fintech start-up that is transforming the mortgage industry as Europe’s only digitally native mortgage lender. Since it launched in 2018, the start-up uses technology to deliver simpler and faster online mortgage lending – making homeownership easier for everyone. Molo’s primary goal is to fix what is fundamentally broken in the mortgage market: cumbersome, inefficient, and slow processes, which become fast, real-time decisions. Since its launch, Molo has led change in the UK mortgage industry, delivering online buy-to-let mortgage loans to customers with both speed and efficiency.

Find out more at

About Propflo

Propflo is an award winning data-driven platform that supports lenders and property businesses to comply with energy efficiency regulations, meet their climate targets, and then support their customers in their wider ownership journey.

Propflo was founded by proptech entrepreneur Luke Loveridge and geospatial and risk data scientist Dr Daniel Moyo. Its lead investor, Ying Tan, is an industry expert having built and sold one of the largest specialist mortgage brokers in the country, and is now CEO of leading digital broker – Habito. The business has a strong advisory team including Verona Frankish the CEO of Yopa, and Professor Mike Tipping who is a world-leading AI expert. 

Find out more at

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