The UK is a hotspot for buy-to-let, and it’s often regarded as one of the safest ways to invest money. It involves purchasing a property – usually with a buy-to-let mortgage – and renting it out to tenants. The private rented sector is worth £1.3 trillion, with the demand for private rental accommodation growing. On …
You might be unfamiliar with freeholds and leaseholds if you’re new to buying a property. In fact, you might even browse past the terms, thinking they’re nothing more than legal jargon that doesn’t apply to you. Buying with a freehold or leasehold makes a difference, however. And in this guide, we’ve got you covered with …
Part and parcel of getting a mortgage Remortgaging is part and parcel of getting a mortgage and something most people do when their fixed-rate ends. While the tides are changing somewhat thanks to the introduction of long-term fixed-rate mortgages, most homeowners can still expect to remortgage at some stage. But how often can you remortgage, …
Women currently account for around 31% of tech jobs in the UK. While the number, which is on the rise, is encouraging, there’s still more work to do. As it’s National Coding Week, we thought now was a great time to celebrate working in tech and, more importantly, the role women have to play in …
If there’s one common conception in the mortgage industry, it’s that borrowing to buy a property while you’re self-employed is very tricky indeed. In fact, buy-to-let mortgages for self-employed people often prove elusive, with lenders asking you to jump through hoops to gain access to borrowing. But just how hard is it to get a …
Leaving your fixed-rate early Fixed-rate mortgages give you security. You’re locked into a price for a set amount of time and know exactly how much you need to pay each month. But what happens if you consider leaving your fixed-rate early and decide to remortgage? Can you remortgage before the end of a fixed term, …
Now I know my ABC The world of property can sometimes feel complicated, particularly for people who are dipping their toes into the water for the first time. There’s just so much to learn! At Molo, we try to keep our language as simple as possible and jargon-free so you know exactly where you stand …
There is every chance that you’ll need to get a mortgage to buy your home. Unless, of course, you have a bottomless pit of money to purchase lavish houses outright. But considering that 63% of all households have a mortgage on their property, you’ll probably need one too. So how do you get a mortgage? …
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