October 2023

As we step into 2024, buy-to-let is firmly under the spotlight. With rising interest rates and uncertainty over new legislation, you might be thinking the current climate isn’t ideal for investing. And while only you and only you can make the decision as to whether 2024 is a good time to invest, we’re focusing on

Whether you’re retired, no longer working or are over 66 (official UK retirement age), you may be thinking about purchasing a buy-to-let property with a mortgage. But questions  often arise over if it’s possible to get a mortgage during the later years of life or during early retirement. With that in mind, we’re looking at

Pro: regular rental income (that seems to be rising) Letting a property offers a steady income stream and can enhance your savings or even serve as a retirement strategy. In 2022, Zoopla reported a “chronic imbalance” between rental supply and demand, leading to significant rent increases, especially in London, Manchester, and Glasgow, with rises of

Mortgage protection insurance What is it? Mortgage protection insurance is a policy designed to cover your mortgage payments in case you’re unable to do so due to circumstances like unemployment, illness or accidents and if the property is vacant without any tenants. The insurance typically pays out a set amount for a specified period, allowing