November 2023

Historically, getting any type of mortgage for a property above a commercial address has proved tricky. But does that mean buying this type of property is a non-starter or is it worth seeking a lender who offers these types of mortgages? Here, we look at the pros and cons of owning a buy-to-let property above […]

There is more than one way to invest in a buy-to-let property, with houses of multiple occupation (HMO) an alternative to a traditional single-let property. But why do some landlords choose HMOs over the other options available?  Houses of multiple occupation (HMO) provide an alternative to traditional single-let buy-to-lets. And with multiple tenancies, there may

Rental yields calculated using Molo’s data. The data used in Molo’s rental yield calculator is based on Molo’s own internal data and is for general information purposes only. It is not necessarily a representation of the UK market. Property prices and monthly rents fluctuate. Last updated September 2023. × Dismiss this alert. Where does property

Rental yields calculated using Molo’s data. The data used in Molo’s rental yield calculator is based on Molo’s own internal data and is for general information purposes only. It is not necessarily a representation of the UK market. Property prices and monthly rents fluctuate. Last updated September 2023. × Dismiss this alert. There are many

Alongside Bristol, Manchester is the UK’s highest growing city for real estate. Not only that, but a growing population of young professionals, three esteemed universities and significant regeneration have put Manchester firmly on the map of investors. Indeed, it’s often regarded as one of the best places for buy-to-let in the UK. These factors combined

The likes of Airbnb have led to an increase in holiday lets. Data from the HMRC shows that the average income declared on a holiday let exceeded that of a long-term let during the previous 2020/21 tax year for the first time ever since records began in 2011. So are holiday-lets a good idea for

So you’ve begun your mortgage application and provided all the necessary information. What comes next? That would be the underwriting process, which for all intents and purposes is one of the final stages of the process before your mortgage offer is issued. Here, we bring you everything you need to know about mortgage underwriting, including