Why choose Molo as your preferred buy-to-let mortgage lender?

We combine smart technology with top industry partners to offer you an easier process and a better overall experience.

The simplest way to get a buy to let mortgage


Customers get their Decision in Principle in minutes. Full Application reviews can be processed in 24h.


More transparency on customer cases during and after your application.


Smart integrations with industry partners like Rightmove and Experian simplify our process.

Eligibility criteria

Check our current criteria to get your customer a buy to let mortgage with Molo.

Buy-to-let mortgage or remortgage only

We don't yet offer residential mortgages or consumer Buy to Let.

Property must be in England or Wales

We don’t yet provide mortgages for properties in Scotland or NI.

60% to 80% Loan to Value (LTV)

We currently only lend up to 80% LTV, meaning you'll need a 20% deposit.

Special Purpose Vehicles (SPV) limited companies only

Must be a Real Estate SPV registered within England or Wales.

The SIC code must be one of the following:

64305, 64910, 68100, 68209, 68310, 68320. No other SIC codes will be accepted.

Maximum of 4 directors or shareholders

Each director or shareholder must provide a full personal guarantee.

Useful documents for intermediaries

Mortgage lending criteria

Our latest lending criteria

Buy-to-let product guide

Our live mortgage products

Tariff of mortgage charges

Charges for our products

Tariff of Molo legal charges

Molo's legal charges

Broker Contacts

Contact options, just for Brokers

Registration guide

Set up & register your broker account

Packaging guide

How to best package your documents


Frequently asked questions about Molo

Want to know more about Molo?

Molo is the UK’s first, fully-digital mortgage lender – which means we’re delivering the future of mortgages now!

You can also contact us using the options below: 

Phone: 0333 006 8288

Our intermediary Partners

We’re currently partnered with a number of Intermediary partners. This means we can accept your broker application if you are working through any of these partners. 


If you’re not a member of these partners, but would like to become a member,  please sign up at their website and then continue to register with Molo. 


You can find their respective contact details below: 


AFP Partnership Logo
Connect Logo
CFB Logo
Dynamo Logo
HLPartnership Logo
In Partnership Logo
JLM Logo
Julian Harris Logo
L&G Logo
MAB Logo
Paradigm Logo
Stonebridge Logo
Tenet Logo
TRM Logo


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" Have been dealing with Molo for a while now and they're a great lender with an easy to use system. Would definitely recommend giving them a go. "
United Kingdom

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