A limited company buy-to-let mortgage works in a similar way to a standard buy-to-let mortgage, but there’s a key difference. Instead of getting the mortgage and purchasing the property as an individual, you do it through a limited company. Why might you consider borrowing and buying as a limited company, and what are the advantages? …
Limited company buy-to-let : Everything you need to know Read More »
Once you’ve purchased a buy-to-let property, there’s just the small matter of managing it. From finding the right renters and ensuring the tenancy runs smoothly to paying your mortgage and then remortgaging, there’s plenty to take in – especially if you’re a first-time property investor. If there’s anything and everything you wanted to know about …
A look back at 2021 A new year is here, which means it’s time to look ahead to the next 12 months. But before we get excited about everything 2022 has in store, such as residential mortgages, we thought now is the perfect time to reflect on 2021. And remember, you don’t know where you’re …
As the UK’s first-ever digital lender, Molo leads the way for online mortgages and gives people a seamless and transparent way to buy a property. But what are the key differences when it comes to online mortgages versus traditional ones? Molo CEO Francesca Carlesi is on hand to answer questions and talk about the mortgage …
If you’re remortgaging to a new lender directly, you’ll find the experience slightly different depending on whether you remortgage with a traditional lender or an online lender like Molo. The key difference is that traditional lenders will usually ask you to fill out paperwork and to book an appointment to speak with them before they …
The residential mortgage market is well known for its low deposits. It’s not uncommon for people to buy a home with just 5% of the money coming from their own pocket and then borrow the remaining 95% from the lender. In the buy-to-let market, however, the landscape is different. Lenders require higher deposits from borrowers, …
Are 75% LTV buy to let mortgages still worth it? Read More »
Some landlords are happy with one buy-to-let property, while others have a couple that they rent out. Then there are those classed as portfolio landlords because they own several properties. As a portfolio landlord, you will need a particular type of mortgage for your investments. This is known as a portfolio buy-to-let mortgage, and in …
Remortgaging with a new lender can help reduce your monthly mortgage payments or raise cash by releasing equity in your property. It typically happens at the end of your mortgage’s initial term, although you can remortgage at any time. Just bear in mind that remortgaging early may apply, if you remortgage before the terms ends. …
What’s Happening With Mortgage Interest Rates? Mortgage interest rates have been historically low for the last decade. But now, many analysts are suggesting that the penny may have finally dropped, and we’re about to enter a period of higher rates. They could be right if December’s small hike is anything to go by. However, it’s …
What’s happening with buy-to-let interest rates? Read More »
7 buy-to-let hotspots in 2022 Buy to let continues to be a popular way for people to invest their money. And as we enter a new year, landlords all over the UK will have their eye on the market to identify potential opportunities. The rental sector saw a boom in 2021, with growth reaching its …
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