Explore our calculators
Affordability calculator
Check what you can borrow
Rental income calculator
See how much rent you can achieve
Rental yield calculator
Check what is the best rental yield
Rental yield map
Find locations where you can profit the most
Frequently asked questions
A mortgage calculator is a tool designed to help you understand your potential mortgage payments. It calculates monthly repayments based on loan amount, interest rate and loan term, with the aim of helping you budget and determine affordability for a property purchase or refinance.
Molo’s mortgage calculator works by taking your income, deposit and loan term into account to estimate your borrowing capacity. It also calculates potential monthly repayments, allowing you to plan for a mortgage or evaluate refinancing options with Molo. Our mortgage calculator simplifies the process of understanding mortgage costs.
For a buy-to-let mortgage, a deposit of typically 25% or more of the property’s value is required. The exact amount may vary depending on the lender and the expected rental income. Larger deposits generally provide better mortgage terms, such as lower interest rates and repayments. At Molo, we offer buy-to-let mortgages starting from 80% loan-to-value, meaning you need a 20% deposit.