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Houses of multiple occupation (HMO) tend to be popular with young professionals and students.
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Read the latest articles about mortgages, the UK property market and what’s happening at Molo

Houses of multiple occupation (HMO) tend to be popular with young professionals and students.

The buy-to-let mortgage is secured, and you’re about to complete on your property. Only
The Bank of England (BoE) hasn’t increased the base rate since August 2023 (as

The latest budget announcement from the government contained several policies that will directly impact

Completing a property transaction can feel like it takes forever. Average UK completion times

If you’re contemplating joining the ranks of buy-to-let landlords, a key question looms: what

The valuation is one of the most important parts of getting a mortgage. It

You will hear the words “solicitor” and “conveyancer” bandied about during the property buying

Conveyancing is the legal transfer of property from one owner to another. But when

If you’re thinking of purchasing a buy-to-let property, it’s good to have as much

There is only one platform when it comes to listing your holiday let, right?

With a fifth (19%) of all homes in the UK being privately rented, landlords

The cost of living crisis has impacted nearly every area of our daily lives,

The cost of living crisis is impacting everyone, including landlords. A new survey by

The rental market is constantly shifting, and there are several property bills currently being

Rental yields calculated using Molo’s data. The data used in Molo’s rental yield calculator

Buying a property to rent out has boomed in popularity across the UK over

Rental yields calculated using Molo’s data. The data used in Molo’s rental yield calculator

From cafes and restaurants to the aesthetic of the properties, there are a lot

Historically, getting any type of mortgage for a property above a commercial address has

There is more than one way to invest in a buy-to-let property, with houses

Rental yields calculated using Molo’s data. The data used in Molo’s rental yield calculator

Rental yields calculated using Molo’s data. The data used in Molo’s rental yield calculator

Alongside Bristol, Manchester is the UK’s highest growing city for real estate. Not only

The likes of Airbnb have led to an increase in holiday lets. Data from

So you’ve begun your mortgage application and provided all the necessary information. What comes

As we step into 2024, buy-to-let is firmly under the spotlight. With rising interest

Whether you’re retired, no longer working or are over 66 (official UK retirement age),

Pro: regular rental income (that seems to be rising) Letting a property offers a

Mortgage protection insurance What is it? Mortgage protection insurance is a policy designed to

Location is everything if you’re considering investing in a holiday let property. Fortunately, the

One property, two properties, three properties or four? Building a buy-to-let property portfolio is

Determining your rental yield is helpful for assessing the viability of a buy-to-let property

What is a good rental yield? It’s one of the most frequently asked questions

The average house price in the UK is £286,500, which means buying a property

When it comes to buy-to-let remortgages, it’s not uncommon for landlords to borrow more

Can I add product fees to my mortgage? A buy-to-let mortgage often has other

The rise of Airbnb and other hospitality marketplaces has led to an increase in

Landlords are increasingly exploring alternative and tax-efficient methods to invest in buy-to-let properties. While

We live in the era of the connected customer thanks to technology transforming the

Getting a mortgage often felt like navigating a maze of information, filled with paperwork

Are you thinking about stepping into the world of property investment? Buy-to-let mortgage for

Interest rates and mortgages go hand in hand. It’s the same for a remortgage,

When you’re investing in a buy-to-let, expect to hear plenty about rental yields. Along

Remortgaging is the process of switching your existing mortgage to a new deal, either

Buy-to-let properties have long been a popular choice for investors. The physical element of

Interest rates are much more than numbers on a page. They set the benchmark

The buy-to-let remortgage market is influenced by many factors ranging from the macroeconomic climate

As the UK deals with soaring mortgage rates and a cost-of-living crisis, the housing

Amid fluctuating interest rates and an ever-changing market landscape, staying up-to-date on the buy-to-let
Taking your first step on the housing ladder is exiting and hard – with lot of jargons and legal terms – our goal is to make your life easy, finding latest information you need to apply for your first buy-to-let mortgage.

Thursday, 2nd May 2024: We’re thrilled to announce we have successfully completed our first securitisation, ‘Molossus BTL 2024-1’. The transaction is noteworthy for several reasons:

Houses of multiple occupation (HMO) tend to be popular with young professionals and students. And the city of Liverpool just so happens to have more

The buy-to-let mortgage is secured, and you’re about to complete on your property. Only now, the real work starts—you need to find tenants. As a

Houses of multiple occupation (HMO) tend to be popular with young professionals and students.

The buy-to-let mortgage is secured, and you’re about to complete on your property. Only
The Bank of England (BoE) hasn’t increased the base rate since August 2023 (as

Completing a property transaction can feel like it takes forever. Average UK completion times

The valuation is one of the most important parts of getting a mortgage. It

If you’re thinking of purchasing a buy-to-let property, it’s good to have as much

There is only one platform when it comes to listing your holiday let, right?

Rental yields calculated using Molo’s data. The data used in Molo’s rental yield calculator

Buying a property to rent out has boomed in popularity across the UK over

Rental yields calculated using Molo’s data. The data used in Molo’s rental yield calculator

From cafes and restaurants to the aesthetic of the properties, there are a lot

Historically, getting any type of mortgage for a property above a commercial address has

There is more than one way to invest in a buy-to-let property, with houses

Rental yields calculated using Molo’s data. The data used in Molo’s rental yield calculator

Rental yields calculated using Molo’s data. The data used in Molo’s rental yield calculator

Alongside Bristol, Manchester is the UK’s highest growing city for real estate. Not only

The likes of Airbnb have led to an increase in holiday lets. Data from

So you’ve begun your mortgage application and provided all the necessary information. What comes

As we step into 2024, buy-to-let is firmly under the spotlight. With rising interest

Whether you’re retired, no longer working or are over 66 (official UK retirement age),

Pro: regular rental income (that seems to be rising) Letting a property offers a

Mortgage protection insurance What is it? Mortgage protection insurance is a policy designed to

Location is everything if you’re considering investing in a holiday let property. Fortunately, the

One property, two properties, three properties or four? Building a buy-to-let property portfolio is

Determining your rental yield is helpful for assessing the viability of a buy-to-let property

What is a good rental yield? It’s one of the most frequently asked questions

The average house price in the UK is £286,500, which means buying a property

Can I add product fees to my mortgage? A buy-to-let mortgage often has other

The rise of Airbnb and other hospitality marketplaces has led to an increase in

Landlords are increasingly exploring alternative and tax-efficient methods to invest in buy-to-let properties. While

We live in the era of the connected customer thanks to technology transforming the

Getting a mortgage often felt like navigating a maze of information, filled with paperwork

Are you thinking about stepping into the world of property investment? Buy-to-let mortgage for

When you’re investing in a buy-to-let, expect to hear plenty about rental yields. Along

Buy-to-let properties have long been a popular choice for investors. The physical element of

Interest rates are much more than numbers on a page. They set the benchmark

A limited company buy-to-let mortgage works in a similar way to a standard buy-to-let

The private rental sector continues to grow from strength to strength, and there are

The residential mortgage market is well known for its low deposits. It’s not uncommon

Some landlords are happy with one buy-to-let property, while others have a couple that

What’s Happening With Mortgage Interest Rates? Mortgage interest rates have been historically low for

7 buy-to-let hotspots in 2022 Buy to let continues to be a popular way

Buy-to-let mortgage eligibility Before purchasing a buy-to-let with a mortgage, you’ll need to meet

Buying your dream home is… well, it’s the dream, isn’t it? But what happens

Haunted houses you’d struggle to buy with a mortgage Halloween is an excuse to

In an ideal world, your home will increase in value over time. House prices

There are two primary ways to purchase a buy-to-let property: paying for it outright

The UK is a hotspot for buy-to-let, and it’s often regarded as one of

If there’s one common conception in the mortgage industry, it’s that borrowing to buy

Remortgaging a buy-to-let property is usually done to avoid lapsing onto a lender’s more

When you get a mortgage, you’ll be charged a rate of interest on the

Mortgage interest rates can be complicated. There’s a lot to take in from the

Releasing equity from the main property you live in could be an effective way

As the UK’s first-ever digital lender, Molo leads the way for online mortgages and

Molo has launched residential FlexLife mortgage, a product from our brand new residential range

Mortgages come in all shapes and sizes, and not every option is suitable for

When getting a mortgage, you’re usually presented with three options regarding the interest rates:

Homeownership is all about living somewhere you love and creating long-lasting memories. But there

You might be unfamiliar with freeholds and leaseholds if you’re new to buying a

In the world of residential homes, a repayment mortgage is about as standard as

Everything you need to know about EWS1 Form After the Grenfell tragedy in

Mortgage lengths are one of the key questions that centre around the mortgage application

The latest budget announcement from the government contained several policies that will directly impact

If you’re contemplating joining the ranks of buy-to-let landlords, a key question looms: what

Conveyancing is the legal transfer of property from one owner to another. But when

With a fifth (19%) of all homes in the UK being privately rented, landlords

The cost of living crisis has impacted nearly every area of our daily lives,

The cost of living crisis is impacting everyone, including landlords. A new survey by

The rental market is constantly shifting, and there are several property bills currently being

Owning a buy-to-let is still one of the most popular ways for people to

Once you’ve purchased a buy-to-let property, there’s just the small matter of managing it.

5 first time landlord mistakes Renting out a property might sound simple enough, but

Now I know my ABC The world of property can sometimes feel complicated, particularly

The introduction of Right to Rent was controversial when announced in 2016. At the

April just so happens to be Stress Awareness month, and we know that landlording

The much-anticipated Spring Budget was announced on March 4th, and there was plenty to

Buyers of property have paid stamp duty for generations, and it’s the oldest form

What is stress testing? Whilst looking for the best buy-to-let mortgages, you may have

Landlords have taken more hits than they care to account for over the last few years. At times, it must have felt like they were in a heavyweight boxing match, receiving blow after blow for 12 rounds with little let-up. The first jab came with the end of the Wear

When it comes to buy-to-let remortgages, it’s not uncommon for landlords to borrow more

Interest rates and mortgages go hand in hand. It’s the same for a remortgage,

Remortgaging is the process of switching your existing mortgage to a new deal, either

The buy-to-let remortgage market is influenced by many factors ranging from the macroeconomic climate

As the UK deals with soaring mortgage rates and a cost-of-living crisis, the housing

Amid fluctuating interest rates and an ever-changing market landscape, staying up-to-date on the buy-to-let

If you’re looking to remortgage a buy-to-let property, then you probably want to consider

The market for limited company buy to let remortgages is growing at pace. The

If you’re remortgaging to a new lender directly, you’ll find the experience slightly different

Remortgaging with a new lender can help reduce your monthly mortgage payments or raise

Remortgaging has long been a requirement for homeowners after their initial fixed-rate period ends.

Part and parcel of getting a mortgage Remortgaging is part and parcel of getting

Leaving your fixed-rate early Fixed-rate mortgages give you security. You’re locked into a price

Many people get a remortgage in the UK. More than 450,000 remortgages were approved

Thursday, 2nd May 2024: We’re thrilled to announce we have successfully completed our first

Monday, 8th April 2024: We are delighted to announce a new partnership with Mortgage

Thursday, 7th March 2024: We are pleased to announce our strategic partnership with LMS

Friday, 23rd February 2024: We are excited to announce the launch of Expat buy-to-let

Molo Finance is an award-winning fintech start-up transforming the mortgage industry as Europe’s only

Tuesday, 16th January 2024: We are thrilled to announce a new partnership with PMS

Wednesday, 1st November 2023: We are proud to introduce our affordability assessment for single

Wednesday, 25th October 2023: We are thrilled to launch our new Non-resident buy-to-let mortgages,

Wednesday, 20th September 2023: We are thrilled to announce our strategic partnership with ColCap

Thursday, 7th September 2023: With the cost of living still high, many landlords are

Tuesday, 4th July 2023: Demand for rental properties continues to rise across the UK,

Introducing MUFB to our buy-to-let portfolio Tuesday, 18th April 2023: We are pleased to

Tuesday, 4th April 2023: We are delighted to launch Rapid remortgage, a new service

Australian mortgage lender Colcap further strengthen its partnership with Molo by acquiring 80% stake

Wednesday, 26th October 2022: Molo Finance partners with Brilliant Solutions, an award-winning and leading

Thursday, 13th October 2022: We are excited to announce the expansion of our buy

Friday, 29th July 2022: We are thrilled to announce our strategic partnership with ColCap

Molo celebrates with the WOW factor The saying goes, ‘it’s not about whether you

Go Molo, it’s your birthday How time flies! After launching on 23rd October 2018,

Women currently account for around 31% of tech jobs in the UK. While the

We are delighted to announce our partnership with In Partnership Group, a growing community

Friday the 13th is upon us, a day known for bringing bad luck –

Everyone should have the same opportunity to achieve their goals. But while women’s opportunities

We are excited to announce a new intermediary partnership with Tenet Group, one of

Molo’s values are different from other mortgage lenders – from lending to people that

We are thrilled to announce a brand new partnership with Paradigm Mortgage Services, one

LONDON – 15th July, 2021 – We’re thrilled to announce an exclusive partnership with

LONDON – 6th July, 2021 – We are delighted to announce a new partnership

The month of June holds plenty of weight when it comes to fairness and

Even if you haven’t had a mortgage before, you’ll probably know the big name

The partnership will see Molo customers access instant conveyancing quotes entirely online. LONDON –

LONDON – 22nd April, 2021 – Molo Finance has announced an exciting partnership with

LONDON – 1st April, 2021 – Molo Finance is today announcing a new partnership

International Women’s Day took place this week, and it got us thinking about what

Molo Finance partners with Legal & General Mortgage Club, bringing its unique digitally-led proposition

LONDON – 26th February, 2021 – HM Treasury has commissioned a Fintech Strategic Review

Property landlords can now take a mortgage loan with Molo for houses in multiple occupation .

The new funding will be used to accelerate the company’s growth through additional online lending and investment in its proprietary technology and new product propositions, taking Molo a step closer to achieving its vision of making home ownership easier for everyone.

We’re delighted that Molo made it into the Startups 100, the longest running index of

#InnovationInFinance, by Innovate Finance Making buy-to-let mortgages more accessible How is fintech making the

Experian’s Open Banking tech is now live in the Molo journey, enabling customers to

Molo, the UK’s first fully-digital mortgage lender, wins big at Credit Strategy Lending awards Taking

It’s been a whole 10 months since Molo first launched its mortgage offer to