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Molo celebrates with the WOW factor
Blog Press Release

Molo celebrates with the WOW factor

Molo celebrates with the WOW factor The saying goes, ‘it’s not about whether you win or lose. It’s how you Read more »

Posted by Myyu Duong

November 30, 2021

Can I get a buy-to-let mortgage as a first-time buyer?
Blog

Can I get a buy-to-let mortgage as a first-time buyer?

Can you purchase a buy-to-let as your first property Most people’s first homes are bought with a residential mortgage and Read more »

Posted by Simon Banks

November 24, 2021

Here’s why you need a mortgage in principle
Blog

Here’s why you need a mortgage in principle

Here's why you need a mortgage in principle A mortgage in principle (MIP) comes in handy for many reasons, from Read more »

Posted by Simon Banks

November 18, 2021

8 reasons to remortgage your home
Blog

8 reasons to remortgage your home

8 reasons to remortgage your home Remortgaging has long been a requirement for homeowners after their initial fixed-rate period ends. Read more »

Posted by Simon Banks

November 15, 2021

How much can you borrow to buy a house?
Blog

How much can you borrow to buy a house?

How much can you borrow to buy a house? Before you can buy a new home, first, you’ll need to Read more »

Posted by Simon Banks

November 8, 2021

What is a let-to-buy mortgage?
Blog

What is a let-to-buy mortgage?

Should you let to buy? Buying your dream home is… well, it’s the dream, isn’t it? But what happens when Read more »

Posted by Simon Banks

November 5, 2021

Haunted houses you’d struggle to buy with a mortgage
Blog

Haunted houses you’d struggle to buy with a mortgage

Haunted houses you'd struggle to buy with a mortgage Halloween is an excuse to get dressed up in outlandish costumes Read more »

Posted by Simon Banks

October 29, 2021

Molo turns 3
Blog

Molo turns 3

Go Molo, it’s your birthday How time flies! After launching on 23rd October 2018, it’s time to celebrate Molo’s third Read more »

Posted by Simon Banks

October 22, 2021

How to increase the value of your property
Blog

How to increase the value of your property

How to increase the value of your property In an ideal world, your home will increase in value over time. Read more »

Posted by Simon Banks

October 21, 2021

5 first time landlord mistakes
Blog First Time Landlords

5 first time landlord mistakes

5 first time landlord mistakes Renting out a property might sound simple enough, but there are some common pitfalls to Read more »

Posted by Oliver West

October 18, 2021

What is equity in your home?
Blog

What is equity in your home?

Homeownership is all about living somewhere you love and creating long-lasting memories. But there is a business side to it, Read more »

Posted by Simon Banks

October 11, 2021

How to get a buy-to-let property
Blog

How to get a buy-to-let property

Buying to let There are more than two-million landlords in the UK, which just goes to show how popular buy-to-let Read more »

Posted by Simon Banks

October 7, 2021

What happens after a mortgage in principle?
Blog

What happens after a mortgage in principle?

What happens after a mortgage in principle (MIP)? Buying a home is equally exciting and nerve-racking, especially when you’re a Read more »

Posted by Simon Banks

October 5, 2021

Is buy-to-let worth it?
Blog

Is buy-to-let worth it?

To buy-to-let? That is the question The UK is a hotspot for buy-to-let, and it’s often regarded as one of Read more »

Posted by Simon Banks

September 28, 2021

Freehold v leasehold: which one is best?
Blog

Freehold v leasehold: which one is best?

Freehold v leasehold: which one is best? You might be unfamiliar with freeholds and leaseholds if you’re new to buying Read more »

Posted by Simon Banks

September 23, 2021

How often can you remortgage?
Blog

How often can you remortgage?

Part and parcel of getting a mortgage Remortgaging is part and parcel of getting  a mortgage and something most people Read more »

Posted by Simon Banks

September 22, 2021

Women in tech: National Coding Week
Blog

Women in tech: National Coding Week

Women currently account for around 31% of tech jobs in the UK. While the number, which is on the rise, Read more »

Posted by Simon Banks

September 17, 2021

Can you remortgage early on a fixed rate?
Blog

Can you remortgage early on a fixed rate?

Leaving your fixed-rate early Fixed-rate mortgages give you security. You’re locked into a price for a set amount of time Read more »

Posted by Simon Banks

September 14, 2021

How does a valuation to mortgage offer work?
Blog

How does a valuation to mortgage offer work?

Understanding how it all works A property valuation leads to a mortgage offer, which usually takes around one week to Read more »

Posted by Simon Banks

September 9, 2021

A-Z of becoming a new landlord
Blog First Time Landlords

A-Z of becoming a new landlord

Now I know my ABC The world of property can sometimes feel complicated, particularly for people who are dipping their Read more »

Posted by Oliver West

September 7, 2021

How to get a Mortgage?
Blog

How to get a Mortgage?

There is every chance that you’ll need to get a mortgage to buy your home. Unless, of course, you have Read more »

Posted by Simon Banks

September 3, 2021

Remortgaging a buy-to-let
Blog buy to let

Remortgaging a buy-to-let

Remortgaging a buy-to-let property is usually done to avoid lapsing onto a lender’s more expensive Standard Variable Rate. But it’s Read more »

Posted by Oliver West

August 31, 2021

How to improve your credit score
Blog

How to improve your credit score

Everyone wants to be excellent Credit scores are a fundamental part of getting a mortgage. Not only do they affect Read more »

Posted by Simon Banks

August 26, 2021

How does Capital Gains Tax Work in the UK?
Blog

How does Capital Gains Tax Work in the UK?

Is it time to pay? Being a landlord has many perks. From the ability to invest in a property with Read more »

Posted by Simon Banks

August 23, 2021

What is buy-to-let
buy to let

What is buy-to-let

The largest property market in the world If you own a property that you rent out in return for rental Read more »

Posted by Simon Banks

August 19, 2021

Molo joins forces with In Partnership
Blog

Molo joins forces with In Partnership

We are delighted to announce our partnership with In Partnership Group, a growing community of over 500 investment, mortgage and Read more »

Posted by Myyu Duong

August 18, 2021

5 reasons why Friday 13th won’t affect your Molo mortgage
Blog

5 reasons why Friday 13th won’t affect your Molo mortgage

Friday the 13th is upon us, a day known for bringing bad luck – especially if you’re trying to open Read more »

Posted by Simon Banks

August 13, 2021

Women in Finance
Blog

Women in Finance

Everyone should have the same opportunity to achieve their goals. But while women’s opportunities have begun to close in on Read more »

Posted by Oliver West

August 11, 2021

What is a mortgage in principle?
buy to let

What is a mortgage in principle?

You will need a mortgage in principle before you can get a mortgage. It’s one of the most important parts Read more »

Posted by Simon Banks

August 6, 2021

Molo strikes up partnership with Tenet Group
Blog

Molo strikes up partnership with Tenet Group

We are excited to announce a new intermediary partnership with Tenet Group, one of the largest financial adviser support groups Read more »

Posted by Myyu Duong

August 2, 2021

Why are Molo’s values so important?
Blog

Why are Molo’s values so important?

Molo’s values are different from other mortgage lenders - from lending to people that other lenders won’t consider (like the Read more »

Posted by Oliver West

July 22, 2021

When can you remortgage?
Blog

When can you remortgage?

Many people get a mortgage in the UK. More than 450,000 remortgages were approved in 2020, be it to buy Read more »

Posted by Simon Banks

July 22, 2021

Molo partners with Paradigm Mortgage Services
Blog Press Release

Molo partners with Paradigm Mortgage Services

We are thrilled to announce a brand new partnership with Paradigm Mortgage Services, one of the UK’s leading mortgage distributors, Read more »

Posted by Myyu Duong

July 22, 2021

The stages of buying a house
Blog

The stages of buying a house

The house buying process can take a lot of time and energy, but it’s not complicated when you know how! Read more »

Posted by Oliver West

July 20, 2021

Molo joins forces with GetGround, improving Landlord experience
Blog Press Release

Molo joins forces with GetGround, improving Landlord experience

LONDON – 15th July, 2021 – We’re thrilled to announce an exclusive partnership with GetGround to execute all the essential Read more »

Posted by Myyu Duong

July 15, 2021

5 great benefits of getting a Molo mortgage
Blog

5 great benefits of getting a Molo mortgage

For years, getting a mortgage has been a long and complicated process. And unlike other areas of finance, mortgage lenders Read more »

Posted by Oliver West

July 13, 2021

Fixed Rate Mortgages
Blog

Fixed Rate Mortgages

When getting a mortgage, you’re usually presented with two options regarding the interest: fixed rate and variable. Most borrowers opt Read more »

Posted by Simon Banks

July 8, 2021

Molo partners with Mortgage Advice Bureau
Blog Press Release

Molo partners with Mortgage Advice Bureau

LONDON – 6th July, 2021 – We are delighted to announce a new partnership with the Mortgage Advice Bureau as Read more »

Posted by Myyu Duong

July 6, 2021

Right to Rent
Blog

Right to Rent

The introduction of Right to Rent was controversial when announced in 2016. At the time, many landlords argued that checking Read more »

Posted by Simon Banks

July 2, 2021

What happens once the Stamp Duty Holiday ends?
Blog

What happens once the Stamp Duty Holiday ends?

Many feared for the property market when the pandemic struck, and subsequent lockdowns followed. At the time, concerns over a Read more »

Posted by Simon Banks

June 29, 2021

What is a repayment mortgage?
Blog

What is a repayment mortgage?

In the world of residential homes, a repayment mortgage is about as standard as it comes when borrowing to fund Read more »

Posted by Simon Banks

June 22, 2021

Molo Values: making sure that everyone matters
Blog

Molo Values: making sure that everyone matters

The month of June holds plenty of weight when it comes to fairness and inclusivity. And it got us thinking Read more »

Posted by Simon Banks

June 18, 2021

What is Conveyancing?
Blog

What is Conveyancing?

Conveyancing is the legal transfer of property from one owner to another. But when you break it down, there's a Read more »

Posted by Simon Banks

June 15, 2021

Why are buy-to-let mortgages interest only?
buy to let

Why are buy-to-let mortgages interest only?

Historically, getting a mortgage means borrowing a sum from the lender and paying the amount back over a certain period, Read more »

Posted by Simon Banks

June 9, 2021

Who is Molo?
Blog

Who is Molo?

Even if you haven’t had a mortgage before, you’ll probably know the big name lenders: Lloyds, Nationwide, Barclays… These massive Read more »

Posted by Oliver West

June 3, 2021

Molo Partners with Optimus to Enhance Customer Experience
Blog Press Release

Molo Partners with Optimus to Enhance Customer Experience

The partnership will see Molo customers access instant conveyancing quotes entirely online. LONDON – 26th May, 2021 – Molo Finance, Read more »

Posted by Myyu Duong

May 26, 2021

Understanding credit scores
Blog

Understanding credit scores

You know that feeling you get when you see your Uber rating go up and down? Yeah, well, credit scores Read more »

Posted by Simon Banks

May 25, 2021

What is a HMO? (House of Multiple Occupation)
Blog

What is a HMO? (House of Multiple Occupation)

The private rental sector continues to grow from strength to strength, and there are now 4.5 million households renting in Read more »

Posted by Simon Banks

May 20, 2021

Everything you need to know about APR
Blog

Everything you need to know about APR

  We recently wrote a post about jargon terms that you’re likely to hear when applying for a mortgage. APR Read more »

Posted by Simon Banks

May 13, 2021

What’s the difference between a solicitor and conveyancer?
Blog

What’s the difference between a solicitor and conveyancer?

You will hear the words “solicitor” and “conveyancer” bandied about during the property buying process. Yet, for many buyers, this Read more »

Posted by Simon Banks

April 30, 2021

Buy-to-let: SPV or personal: which one is best?
Blog

Buy-to-let: SPV or personal: which one is best?

Since the phasing out of tax relief for mortgages back in 2016, buy-to-let investors have seen their earnings decrease. And, Read more »

Posted by Simon Banks

April 26, 2021

Molo teams up with Uinsure for tech-led mortgage and insurance collaboration
Blog Press Release

Molo teams up with Uinsure for tech-led mortgage and insurance collaboration

LONDON – 22nd April, 2021 – Molo Finance has announced an exciting partnership with Uinsure to offer digital insurance solutions Read more »

Posted by Myyu Duong

April 22, 2021

The A-Z of buy-to-let mortgages
Blog

The A-Z of buy-to-let mortgages

Have you got your DIP for your buy-to-let mortgage yet? Or are you scratching your head thinking “IDK” as a Read more »

Posted by Simon Banks

April 15, 2021

Our guide to becoming a stress-free landlord
Blog

Our guide to becoming a stress-free landlord

April just so happens to be Stress Awareness month, and we know that landlording and the world of buy-to-let mortgages Read more »

Posted by Simon Banks

April 7, 2021

Molo Announces New Partnership with Commercial Finance Brokers UK
Blog

Molo Announces New Partnership with Commercial Finance Brokers UK

LONDON – 1st April, 2021 – Molo Finance is today announcing a new partnership with Commercial Finance Brokers UK (CFBUK) Read more »

Posted by Basak Erten

April 1, 2021

Everything you need to know about EWS1 Form
Blog

Everything you need to know about EWS1 Form

Everything you need to know about EWS1 Form Due to the Grenfell tragedy in 2017, legislation was put in place Read more »

Posted by Simon Banks

March 30, 2021

What Being a Woman Means at Molo
Blog

What Being a Woman Means at Molo

International Women's Day took place this week, and it got us thinking about what being a woman means at Molo. Read more »

Posted by Simon Banks

March 12, 2021

What does the Spring Budget mean for landlords?
Blog

What does the Spring Budget mean for landlords?

The much-anticipated Spring Budget was announced on March 4th, and there was plenty to unpack for landlords. Just in case Read more »

Posted by Simon Banks

March 10, 2021

Stamp duty for landlords: everything you need to know
Blog

Stamp duty for landlords: everything you need to know

Buyers of property have paid stamp duty for generations, and it’s the oldest form of tax still collected by the Read more »

Posted by Simon Banks

March 4, 2021

Molo Finance Partners with Legal and General Mortgage Club
Blog Press Release

Molo Finance Partners with Legal and General Mortgage Club

Molo Finance partners with Legal & General Mortgage Club, bringing its unique digitally-led proposition to the distributor’s members. Molo Finance Read more »

Posted by Basak Erten

March 1, 2021

Kalifa Review: A note from our CEO
Blog

Kalifa Review: A note from our CEO

LONDON – 26th February, 2021 – HM Treasury has commissioned a Fintech Strategic Review led by Ron Kalifa, which goes Read more »

Posted by Basak Erten

February 26, 2021

Molo adds Let-to-Buy mortgages to product range
Blog

Molo adds Let-to-Buy mortgages to product range

We’re thrilled to announce that Molo is now offering Let to-Buy mortgages, making it much easier to convert your existing home mortgage Read more »

Posted by Basak Erten

December 11, 2020

Molo adds HMO Mortgages to product range
New Product

Molo adds HMO Mortgages to product range

Property landlords can now take a mortgage loan with Molo for houses in multiple occupation .

Posted by Molo

October 15, 2020

Molo raises £266m in new funding to expand digital mortgage lending
Press Release

Molo raises £266m in new funding to expand digital mortgage lending

The new funding will be used to accelerate the company’s growth through additional online lending and investment in its proprietary Read more »

Posted by Molo

October 5, 2020

Top UK Startups in 2020
Blog

Top UK Startups in 2020

We're delighted that Molo made it into the Startups 100, the longest running index of disruptive new businesses in the UK! Read more »

Posted by Chris Ledger

June 23, 2020

Molo featured in global Fintech Series
Blog

Molo featured in global Fintech Series

#InnovationInFinance, by Innovate Finance Making buy-to-let mortgages more accessible How is fintech making the housing market more accessible? Buying a Read more »

Posted by Chris Ledger

April 28, 2020

Faster Digital Mortgages
Blog

Faster Digital Mortgages

Experian's Open Banking tech is now live in the Molo journey, enabling customers to share their data and get an Read more »

Posted by Chris Ledger

February 10, 2020

New contender Molo scores hat trick at Credit Strategy Lending Awards
Blog

New contender Molo scores hat trick at Credit Strategy Lending Awards

Molo, the UK’s first fully-digital mortgage lender, wins big at Credit Strategy Lending awards Taking home more awards than any other Read more »

Posted by Chris Ledger

November 14, 2019

A jam-packed 10 months : an update from our Co-founder and CEO, Francesca Carlesi
Blog

A jam-packed 10 months : an update from our Co-founder and CEO, Francesca Carlesi

It’s been a whole 10 months since Molo first launched its mortgage offer to the UK market (we can’t quite Read more »

Posted by Chris Ledger

August 27, 2019

Mortgages explained: buy-to-let mortgages and interest only
Blog

Mortgages explained: buy-to-let mortgages and interest only

In the world of homeowner mortgages, the idea of getting a loan and only paying off the interest would send Read more »

Posted by Chris Ledger

July 12, 2019

Stress testing and its role in mortgage affordability
Blog

Stress testing and its role in mortgage affordability

What is stress testing? Whilst looking for the best buy-to-let mortgage product for you, you may have heard about the Read more »

Posted by Chris Ledger

July 10, 2019

Mortgages explained: what’s the Initial Rate?
Blog First Time

Mortgages explained: what’s the Initial Rate?

  The initial rate, also known as “initial term cost”, allows lenders to set a specific interest charge over an Read more »

Posted by Chris Ledger

July 4, 2019

Understanding mortgages: buy-to-let vs consumer BTL
Blog

Understanding mortgages: buy-to-let vs consumer BTL

Buy-to-let mortgages have had their fair share of news coverage since the three percent stamp duty increase and cessation of Read more »

Posted by Chris Ledger

June 21, 2019

Mortgages explained: initial term vs full-length contract
Blog

Mortgages explained: initial term vs full-length contract

Mortgage lengths are one of the key questions that centre around the mortgage application process. The average length of a Read more »

Posted by Chris Ledger

June 18, 2019

Jargon busters: mortgage terms explained
Blog

Jargon busters: mortgage terms explained

The mortgage application process often contains a number of keywords that you might not recognise. These words are referred to Read more »

Posted by Chris Ledger

June 13, 2019

Explaining the different mortgage types: tracker vs fixed
Blog

Explaining the different mortgage types: tracker vs fixed

For anyone who wants to borrow money to have your own home, a mortgage is your access point. It is Read more »

Posted by Chris Ledger

June 4, 2019

How did mortgages get so messed up? A history lesson.
Blog

How did mortgages get so messed up? A history lesson.

What actually happened to mortgages, and what the future now holds. The idea of lending money to someone to purchase Read more »

Posted by Chris Ledger

June 3, 2019

Financial disruption in a human world
Blog

Financial disruption in a human world

Disruption has landed and Fintech, is here to stay Cultivating a sense of disruption in any sector, seems to be Read more »

Posted by Chris Ledger

May 28, 2019

Investing in buy-to-let for the first time
First Time First Time Landlords

Investing in buy-to-let for the first time

Landlords have taken more hits than they care to account for over the last few years. At times, it must Read more »

Posted by Molo

May 22, 2019

The true cost of mortgages: how the Annual Percentage Rate of Charge works
Blog

The true cost of mortgages: how the Annual Percentage Rate of Charge works

Hunting for a mortgage can be a complex process. Despite the swathes of information available on the internet, it can Read more »

Posted by Chris Ledger

May 22, 2019

Is it worth purchasing buy-to-let properties as a limited company?
Blog

Is it worth purchasing buy-to-let properties as a limited company?

With tax relief on buy-to-let mortgages in full effect, should landlords look at setting up a limited company for their Read more »

Posted by Chris Ledger

May 16, 2019

All aboard the Manchester buy-to-let train
Blog

All aboard the Manchester buy-to-let train

Manchester has proven to be a profitable area for buy-to-let investors valuing high yields and reasonable house prices.

Posted by Molo

December 5, 2018

Manchester’s make-up
Blog

Manchester’s make-up

Why is it a buy-to-let hotspot? Looking for healthy yields for your buy-to-let investment? If the answer is yes (and Read more »

Posted by Chris Ledger

November 29, 2018

Digital mortgages are closer than you think
Blog

Digital mortgages are closer than you think

Chatting with Molo Finance CEO Francesca Carlesi Why digital mortgages? First of all, we should clarify what WE mean by Read more »

Posted by Molo

May 17, 2018