News & views
Read more about Molo’s point of view on the housing market
- All
- Buy-to-let
- Buying a home
- First time buyers
- First Time Landlords
- Press Release
- Remortgage your home
How long does the interest rate stay the same?
When you get a mortgage, you’ll be charged a rate of interest on the loan. This can be fixed for Read more »Posted by Oliver West
April 21, 2022
Limited company buy to let
Purchasing property using limited company buy to let Rents are growing at their fastest pace in 13 years and tenant Read more »Posted by Simon Banks
April 13, 2022
Fixed rate mortgages UK
Choosing long-term fixed rate mortgages for lifelong peace of mind In just three months, the Bank of England has increased Read more »Posted by Simon Banks
April 13, 2022
What is the average mortgage interest rate
Mortgage interest rates can be complicated. There's a lot to take in from the initial rate to the SVR and Read more »Posted by Simon Banks
March 24, 2022
Online mortgages UK
As the UK’s first-ever digital lender, Molo leads the way for online mortgages and gives people a seamless and transparent Read more »Posted by Simon Banks
March 16, 2022
Molo launches its new residential FlexLife mortgage
Molo has launched residential FlexLife mortgage, a product from our brand new residential range known as Molo Home. Meeting home-buying Read more »Posted by Simon Banks
March 15, 2022
Check your eligibility for a mortgage
Mortgages come in all shapes and sizes, and not every option is suitable for everyone. To make sure that borrowers Read more »Posted by Oliver West
March 9, 2022
How to remortgage with a new lender?
If you’re remortgaging to a new lender directly, you’ll find the experience slightly different depending on whether you remortgage with Read more »Posted by Oliver West
March 3, 2022
Managing a buy-to-let
Once you’ve purchased a buy-to-let property, there’s just the small matter of managing it. From finding the right renters and Read more »Posted by Simon Banks
February 3, 2022
What is HMO?
The private rental sector continues to grow from strength to strength, and there are now 4.5 million households renting in Read more »Posted by Simon Banks
January 31, 2022
Are 75% LTV buy to let mortgages still worth it?
The residential mortgage market is well known for its low deposits. It’s not uncommon for people to buy a home Read more »Posted by Simon Banks
January 27, 2022
What is portfolio buy-to-let mortgages?
Everything you need to know about portfolio buy-to-let mortgages? Some landlords are happy with one buy-to-let property, while others have Read more »Posted by Simon Banks
January 25, 2022
Should you remortgage to a new lender?
Should you remortgage to a new lender? Remortgaging with a new lender can help reduce your monthly mortgage payments or Read more »Posted by Oliver West
January 20, 2022
What’s happening with buy-to-let interest rates?
What's Happening With Mortgage Interest Rates? Mortgage interest rates have been historically low for the last decade. But now, many Read more »Posted by Simon Banks
January 18, 2022
How to release equity from your home
How to release equity from your home Releasing equity from the main property you live in could be an effective Read more »Posted by Oliver West
January 10, 2022
A look back at 2021
A look back at 2021 A new year is here, which means it’s time to look ahead to the next Read more »Posted by Simon Banks
January 6, 2022
Buy-to-let hotspots 2022
7 buy-to-let hotspots in 2022 Buy to let continues to be a popular way for people to invest their money. Read more »Posted by Simon Banks
December 22, 2021
What happens during a mortgage valuation?
What happens during a mortgage valuation? The valuation is arguably the most important part of getting a mortgage. It confirms Read more »Posted by Simon Banks
December 14, 2021
What you need to know about buy-to-let eligibility
Buy-to-let mortgage eligibility Buy-to-let is traditionally a popular investment method in the UK. With the opportunity to earn high yields Read more »Posted by Simon Banks
December 8, 2021
What is a fixed rate mortgage?
When getting a mortgage, you’re usually presented with two options regarding the interest: fixed rate and variable. Most borrowers opt Read more »Posted by Simon Banks
December 6, 2021
Molo celebrates with the WOW factor
Molo celebrates with the WOW factor The saying goes, ‘it’s not about whether you win or lose. It’s how you Read more »Posted by Myyu Duong
November 30, 2021
Can I get a buy-to-let mortgage as a first-time buyer?
Can you purchase a buy-to-let as your first property Most people’s first homes are bought with a residential mortgage and Read more »Posted by Simon Banks
November 24, 2021
Here’s why you need a mortgage in principle
Here's why you need a mortgage in principle A mortgage in principle (MIP) comes in handy for many reasons, from Read more »Posted by Simon Banks
November 18, 2021
8 reasons to remortgage your home
8 reasons to remortgage your home Remortgaging has long been a requirement for homeowners after their initial fixed-rate period ends. Read more »Posted by Simon Banks
November 15, 2021
How much can you borrow to buy a house?
How much can you borrow to buy a house? Before you can buy a new home, first, you’ll need to Read more »Posted by Simon Banks
November 8, 2021
What is a let-to-buy mortgage?
Should you let to buy? Buying your dream home is… well, it’s the dream, isn’t it? But what happens when Read more »Posted by Simon Banks
November 5, 2021
Haunted houses you’d struggle to buy with a mortgage
Haunted houses you'd struggle to buy with a mortgage Halloween is an excuse to get dressed up in outlandish costumes Read more »Posted by Simon Banks
October 29, 2021
Molo turns 3
Go Molo, it’s your birthday How time flies! After launching on 23rd October 2018, it’s time to celebrate Molo’s third Read more »Posted by Simon Banks
October 22, 2021
How to increase the value of your property
How to increase the value of your property In an ideal world, your home will increase in value over time. Read more »Posted by Simon Banks
October 21, 2021
5 first time landlord mistakes
5 first time landlord mistakes Renting out a property might sound simple enough, but there are some common pitfalls to Read more »Posted by Oliver West
October 18, 2021
What is equity in your home?
Homeownership is all about living somewhere you love and creating long-lasting memories. But there is a business side to it, Read more »Posted by Simon Banks
October 11, 2021
How to get a buy-to-let property
Buying to let There are more than two-million landlords in the UK, which just goes to show how popular buy-to-let Read more »Posted by Simon Banks
October 7, 2021
What happens after a mortgage in principle?
What happens after a mortgage in principle (MIP)? Buying a home is equally exciting and nerve-racking, especially when you’re a Read more »Posted by Simon Banks
October 5, 2021
Is buy-to-let worth it?
To buy-to-let? That is the question The UK is a hotspot for buy-to-let, and it’s often regarded as one of Read more »Posted by Simon Banks
September 28, 2021
Freehold v leasehold: which one is best?
Freehold v leasehold: which one is best? You might be unfamiliar with freeholds and leaseholds if you’re new to buying Read more »Posted by Simon Banks
September 23, 2021
How often can you remortgage?
Part and parcel of getting a mortgage Remortgaging is part and parcel of getting a mortgage and something most people Read more »Posted by Simon Banks
September 22, 2021
Women in tech: National Coding Week
Women currently account for around 31% of tech jobs in the UK. While the number, which is on the rise, Read more »Posted by Simon Banks
September 17, 2021
How to get a mortgage if you’re self-employed
How to get a mortgage if you're self-employed If there’s one common conception in the mortgage industry, it’s that borrowing Read more »Posted by Simon Banks
September 15, 2021
Can you remortgage early on a fixed rate?
Leaving your fixed-rate early Fixed-rate mortgages give you security. You’re locked into a price for a set amount of time Read more »Posted by Simon Banks
September 14, 2021
How does a valuation to mortgage offer work?
Understanding how it all works A property valuation leads to a mortgage offer, which usually takes around one week to Read more »Posted by Simon Banks
September 9, 2021
A-Z of becoming a new landlord
Now I know my ABC The world of property can sometimes feel complicated, particularly for people who are dipping their Read more »Posted by Oliver West
September 7, 2021
How to get a Mortgage?
There is every chance that you’ll need to get a mortgage to buy your home. Unless, of course, you have Read more »Posted by Simon Banks
September 3, 2021
Remortgaging a buy-to-let
Remortgaging a buy-to-let property is usually done to avoid lapsing onto a lender’s more expensive Standard Variable Rate. But it’s Read more »Posted by Oliver West
August 31, 2021
How to improve your credit score
Everyone wants to be excellent Credit scores are a fundamental part of getting a mortgage. Not only do they affect Read more »Posted by Simon Banks
August 26, 2021
How does Capital Gains Tax Work in the UK?
Is it time to pay? Being a landlord has many perks. From the ability to invest in a property with Read more »Posted by Simon Banks
August 23, 2021
What is buy-to-let
The largest property market in the world If you own a property that you rent out in return for rental Read more »Posted by Simon Banks
August 19, 2021
Molo joins forces with In Partnership
We are delighted to announce our partnership with In Partnership Group, a growing community of over 500 investment, mortgage and Read more »Posted by Myyu Duong
August 18, 2021
5 reasons why Friday 13th won’t affect your Molo mortgage
Friday the 13th is upon us, a day known for bringing bad luck – especially if you’re trying to open Read more »Posted by Simon Banks
August 13, 2021
Women in Finance
Everyone should have the same opportunity to achieve their goals. But while women’s opportunities have begun to close in on Read more »Posted by Oliver West
August 11, 2021
What is a mortgage in principle?
You will need a mortgage in principle before you can get a mortgage. It’s one of the most important parts Read more »Posted by Simon Banks
August 6, 2021
Molo strikes up partnership with Tenet Group
We are excited to announce a new intermediary partnership with Tenet Group, one of the largest financial adviser support groups Read more »Posted by Myyu Duong
August 2, 2021
Why are Molo’s values so important?
Molo’s values are different from other mortgage lenders - from lending to people that other lenders won’t consider (like the Read more »Posted by Oliver West
July 22, 2021
When can you remortgage?
Many people get a remortgage in the UK. More than 450,000 remortgages were approved in 2020 alone, be it to Read more »Posted by Simon Banks
July 22, 2021
Molo partners with Paradigm Mortgage Services
We are thrilled to announce a brand new partnership with Paradigm Mortgage Services, one of the UK’s leading mortgage distributors, Read more »Posted by Myyu Duong
July 22, 2021
The stages of buying a house
The house buying process can take a lot of time and energy, but it’s not complicated when you know how! Read more »Posted by Oliver West
July 20, 2021
Molo joins forces with GetGround, improving Landlord experience
LONDON – 15th July, 2021 – We’re thrilled to announce an exclusive partnership with GetGround to execute all the essential Read more »Posted by Myyu Duong
July 15, 2021
5 great benefits of getting a Molo mortgage
For years, getting a mortgage has been a long and complicated process. And unlike other areas of finance, mortgage lenders Read more »Posted by Oliver West
July 13, 2021
Molo partners with Mortgage Advice Bureau
LONDON – 6th July, 2021 – We are delighted to announce a new partnership with the Mortgage Advice Bureau as Read more »Posted by Myyu Duong
July 6, 2021
Right to Rent
The introduction of Right to Rent was controversial when announced in 2016. At the time, many landlords argued that checking Read more »Posted by Simon Banks
July 2, 2021
What happens once the Stamp Duty Holiday ends?
Many feared for the property market when the pandemic struck, and subsequent lockdowns followed. At the time, concerns over a Read more »Posted by Simon Banks
June 29, 2021
What is a repayment mortgage?
In the world of residential homes, a repayment mortgage is about as standard as it comes when borrowing to fund Read more »Posted by Simon Banks
June 22, 2021
Molo Values: making sure that everyone matters
The month of June holds plenty of weight when it comes to fairness and inclusivity. And it got us thinking Read more »Posted by Simon Banks
June 18, 2021
What is Conveyancing?
Conveyancing is the legal transfer of property from one owner to another. But when you break it down, there's a Read more »Posted by Simon Banks
June 15, 2021
Why are buy-to-let mortgages interest only?
Historically, getting a mortgage means borrowing a sum from the lender and paying the amount back over a certain period, Read more »Posted by Simon Banks
June 9, 2021
Who is Molo?
Even if you haven’t had a mortgage before, you’ll probably know the big name lenders: Lloyds, Nationwide, Barclays… These massive Read more »Posted by Oliver West
June 3, 2021
Molo Partners with Optimus to Enhance Customer Experience
The partnership will see Molo customers access instant conveyancing quotes entirely online. LONDON – 26th May, 2021 – Molo Finance, Read more »Posted by Myyu Duong
May 26, 2021
Understanding credit scores
You know that feeling you get when you see your Uber rating go up and down? Yeah, well, credit scores Read more »Posted by Simon Banks
May 25, 2021
Everything you need to know about APR
We recently wrote a post about jargon terms that you’re likely to hear when applying for a mortgage. APR Read more »Posted by Simon Banks
May 13, 2021
What’s the difference between a solicitor and conveyancer?
You will hear the words “solicitor” and “conveyancer” bandied about during the property buying process. Yet, for many buyers, this Read more »Posted by Simon Banks
April 30, 2021
Buy-to-let: SPV or personal: which one is best?
Since the phasing out of tax relief for mortgages back in 2016, buy-to-let investors have seen their earnings decrease. And, Read more »Posted by Simon Banks
April 26, 2021
Molo teams up with Uinsure for tech-led mortgage and insurance collaboration
LONDON – 22nd April, 2021 – Molo Finance has announced an exciting partnership with Uinsure to offer digital insurance solutions Read more »Posted by Myyu Duong
April 22, 2021
The A-Z of buy-to-let mortgages
Have you got your DIP for your buy-to-let mortgage yet? Or are you scratching your head thinking “IDK” as a Read more »Posted by Simon Banks
April 15, 2021
Our guide to becoming a stress-free landlord
April just so happens to be Stress Awareness month, and we know that landlording and the world of buy-to-let mortgages Read more »Posted by Simon Banks
April 7, 2021
Molo Announces New Partnership with Commercial Finance Brokers UK
LONDON – 1st April, 2021 – Molo Finance is today announcing a new partnership with Commercial Finance Brokers UK (CFBUK) Read more »Posted by Basak Erten
April 1, 2021
Everything you need to know about EWS1 Form
Everything you need to know about EWS1 Form Due to the Grenfell tragedy in 2017, legislation was put in place Read more »Posted by Simon Banks
March 30, 2021
What Being a Woman Means at Molo
International Women's Day took place this week, and it got us thinking about what being a woman means at Molo. Read more »Posted by Simon Banks
March 12, 2021
What does the Spring Budget mean for landlords?
The much-anticipated Spring Budget was announced on March 4th, and there was plenty to unpack for landlords. Just in case Read more »Posted by Simon Banks
March 10, 2021
Stamp duty for landlords: everything you need to know
Buyers of property have paid stamp duty for generations, and it’s the oldest form of tax still collected by the Read more »Posted by Simon Banks
March 4, 2021
Partners with Mortgage Club
Molo Finance partners with Legal & General Mortgage Club, bringing its unique digitally-led proposition to the distributor’s members. Molo Finance Read more »Posted by Basak Erten
March 1, 2021
Kalifa Review: A note from our CEO
LONDON – 26th February, 2021 – HM Treasury has commissioned a Fintech Strategic Review led by Ron Kalifa, which goes Read more »Posted by Basak Erten
February 26, 2021
Molo adds Let-to-Buy mortgages to product range
We’re thrilled to announce that Molo is now offering Let to-Buy mortgages, making it much easier to convert your existing home mortgage Read more »Posted by Basak Erten
December 11, 2020
Molo adds HMO Mortgages to product range
Property landlords can now take a mortgage loan with Molo for houses in multiple occupation .Posted by Molo
October 15, 2020
Molo raises £266m in new funding to expand digital mortgage lending
The new funding will be used to accelerate the company’s growth through additional online lending and investment in its proprietary Read more »Posted by Molo
October 5, 2020
Top UK Startups in 2020
We're delighted that Molo made it into the Startups 100, the longest running index of disruptive new businesses in the UK! Read more »Posted by Chris Ledger
June 23, 2020
Molo featured in global Fintech Series
#InnovationInFinance, by Innovate Finance Making buy-to-let mortgages more accessible How is fintech making the housing market more accessible? Buying a Read more »Posted by Chris Ledger
April 28, 2020
Faster Digital Mortgages
Experian's Open Banking tech is now live in the Molo journey, enabling customers to share their data and get an Read more »Posted by Chris Ledger
February 10, 2020
New contender Molo scores hat trick at Credit Strategy Lending Awards
Molo, the UK’s first fully-digital mortgage lender, wins big at Credit Strategy Lending awards Taking home more awards than any other Read more »Posted by Chris Ledger
November 14, 2019
A jam-packed 10 months: an update from our Co-founder and CEO, Francesca Carlesi
It’s been a whole 10 months since Molo first launched its mortgage offer to the UK market (we can’t quite Read more »Posted by Chris Ledger
August 27, 2019
Mortgages explained: buy-to-let mortgages and interest only
In the world of homeowner mortgages, the idea of getting a loan and only paying off the interest would send Read more »Posted by Chris Ledger
July 12, 2019
Stress testing and its role in mortgage affordability
What is stress testing? Whilst looking for the best buy-to-let mortgage product for you, you may have heard about the Read more »Posted by Chris Ledger
July 10, 2019
Mortgages explained: what’s the Initial Rate?
The initial rate, also known as “initial term cost”, allows lenders to set a specific interest charge over an Read more »Posted by Chris Ledger
July 4, 2019
Understanding mortgages: buy-to-let vs consumer BTL
Buy-to-let mortgages have had their fair share of news coverage since the three percent stamp duty increase and cessation of Read more »Posted by Chris Ledger
June 21, 2019
Mortgages explained: initial term vs full-length contract
Mortgage lengths are one of the key questions that centre around the mortgage application process. The average length of a Read more »Posted by Chris Ledger
June 18, 2019
Jargon busters: mortgage terms explained
The mortgage application process often contains a number of keywords that you might not recognise. These words are referred to Read more »Posted by Chris Ledger
June 13, 2019
Explaining the different mortgage types: tracker vs fixed
For anyone who wants to borrow money to have your own home, a mortgage is your access point. It is Read more »Posted by Chris Ledger
June 4, 2019
How did mortgages get so messed up? A history lesson.
What actually happened to mortgages, and what the future now holds. The idea of lending money to someone to purchase Read more »Posted by Chris Ledger
June 3, 2019
Financial disruption in a human world
Disruption has landed and Fintech, is here to stay Cultivating a sense of disruption in any sector, seems to be Read more »Posted by Chris Ledger
May 28, 2019
Investing in buy-to-let for the first time
Landlords have taken more hits than they care to account for over the last few years. At times, it must Read more »Posted by Molo
May 22, 2019
The true cost of mortgages: how the Annual Percentage Rate of Charge works
Hunting for a mortgage can be a complex process. Despite the swathes of information available on the internet, it can Read more »Posted by Chris Ledger
May 22, 2019
Is it worth purchasing buy-to-let properties as a limited company?
With tax relief on buy-to-let mortgages in full effect, should landlords look at setting up a limited company for their Read more »Posted by Chris Ledger
May 16, 2019
All aboard the Manchester buy-to-let train
Manchester has proven to be a profitable area for buy-to-let investors valuing high yields and reasonable house prices.Posted by Molo
December 5, 2018
Manchester’s make-up
Why is it a buy-to-let hotspot? Looking for healthy yields for your buy-to-let investment? If the answer is yes (and Read more »Posted by Chris Ledger
November 29, 2018
Digital mortgages are closer than you think
Chatting with Molo Finance CEO Francesca Carlesi Why digital mortgages? First of all, we should clarify what WE mean by Read more »Posted by Molo
May 17, 2018