Molo mortgage insights
Read the latest articles about mortgages, the UK property market and what’s happening at Molo
Categories: All
Remortgaging a buy-to-let property
As the UK deals with soaring mortgage rates and a cost-of-living crisis, the housing
Buy-to-Let Remortgage Rates in the UK: Everything You Need to Know
Amid fluctuating interest rates and an ever-changing market landscape, staying up-to-date on the buy-to-let
What remortgage products do we offer
If you’re looking to remortgage a buy-to-let property, then you probably want to consider
How much mortgage can you afford?
Owning a buy-to-let is still one of the most popular ways for people to
Limited company remortgages – what you should consider
The market for limited company buy to let remortgages is growing at pace. The
Molo introduces MUFB mortgages
Introducing MUFB to our buy-to-let portfolio Tuesday, 18th April 2023: We are pleased to
Launching Rapid Remortgages, with approvals within 24 hours
Tuesday, 4th April 2023: We are delighted to launch Rapid remortgage, a new service
Strategic partnership with ColCap
Australian mortgage lender Colcap further strengthen its partnership with Molo by acquiring 80% stake
Molo introduces ‘Savings Booster’
Tuesday, 8th November 2022: We are pleased to introduce a ‘Savings Booster’ feature across
Molo partners with Brilliant Solutions
Wednesday, 26th October 2022: Molo Finance partners with Brilliant Solutions, an award-winning and leading
Molo expands it’s BTL product range
Thursday, 13th October 2022: We are excited to announce the expansion of our buy
Molo partners with Colcap financial
Friday, 29th July 2022: We are thrilled to announce our strategic partnership with ColCap
Limited company buy-to-let : Everything you need to know
Purchasing property using limited company buy to let Rents are growing at their fastest
What is HMO?
The private rental sector continues to grow from strength to strength, and there are
Managing a buy-to-let
Once you’ve purchased a buy-to-let property, there’s just the small matter of managing it.
Are 75% LTV buy to let mortgages still worth it?
The residential mortgage market is well known for its low deposits. It’s not uncommon
What is portfolio buy-to-let mortgages?
Some landlords are happy with one buy-to-let property, while others have a couple that
Should you remortgage to a new lender?
Remortgaging with a new lender can help reduce your monthly mortgage payments or raise
What’s happening with buy-to-let interest rates?
What’s Happening With Mortgage Interest Rates? Mortgage interest rates have been historically low for
Buy-to-let hotspots 2022
7 buy-to-let hotspots in 2022 Buy to let continues to be a popular way
What you need to know about buy-to-let eligibility
Buy-to-let mortgage eligibility Before purchasing a buy-to-let with a mortgage, you’ll need to meet
Molo celebrates with the WOW factor
Molo celebrates with the WOW factor The saying goes, ‘it’s not about whether you
What is a let-to-buy mortgage?
Should you let to buy? Buying your dream home is… well, it’s the dream,
Haunted houses you’d struggle to buy with a mortgage
Haunted houses you’d struggle to buy with a mortgage Halloween is an excuse to
Molo turns 3
Go Molo, it’s your birthday How time flies! After launching on 23rd October 2018,
How to increase the value of your property
How to increase the value of your property In an ideal world, your home
5 first time landlord mistakes
5 first time landlord mistakes Renting out a property might sound simple enough, but
How to get a buy-to-let property
Buying to let There are more than two-million landlords in the UK, which just
Is buy-to-let worth it?
To buy-to-let? That is the question The UK is a hotspot for buy-to-let, and
Women in tech: National Coding Week
Women currently account for around 31% of tech jobs in the UK. While the
How to get a mortgage if you’re self-employed
How to get a mortgage if you’re self-employed If there’s one common conception in
Can you remortgage early on a fixed rate?
Leaving your fixed-rate early Fixed-rate mortgages give you security. You’re locked into a price
A-Z of becoming a new landlord
Now I know my ABC The world of property can sometimes feel complicated, particularly
Remortgaging a buy-to-let
Remortgaging a buy-to-let property is usually done to avoid lapsing onto a lender’s more
How does Capital Gains Tax Work in the UK?
Is it time to pay? Being a landlord has many perks. From the ability
What is buy-to-let
The largest property market in the world If you own a property that you
Molo joins forces with In Partnership
We are delighted to announce our partnership with In Partnership Group, a growing community
5 reasons why Friday 13th won’t affect your Molo mortgage
Friday the 13th is upon us, a day known for bringing bad luck –
Women in Finance
Everyone should have the same opportunity to achieve their goals. But while women’s opportunities
Molo strikes up partnership with Tenet Group
We are excited to announce a new intermediary partnership with Tenet Group, one of
Why are Molo’s values so important?
Molo’s values are different from other mortgage lenders – from lending to people that
Molo partners with Paradigm Mortgage Services
We are thrilled to announce a brand new partnership with Paradigm Mortgage Services, one
Molo joins forces with GetGround, improving Landlord experience
LONDON – 15th July, 2021 – We’re thrilled to announce an exclusive partnership with
Molo partners with Mortgage Advice Bureau
LONDON – 6th July, 2021 – We are delighted to announce a new partnership
Right to Rent
The introduction of Right to Rent was controversial when announced in 2016. At the
What happens once the Stamp Duty Holiday ends?
Many feared for the property market when the pandemic struck, and subsequent lockdowns followed.
Molo Values: making sure that everyone matters
The month of June holds plenty of weight when it comes to fairness and
What is Conveyancing?
Conveyancing is the legal transfer of property from one owner to another. But when
Why are buy-to-let mortgages interest only?
Historically, getting a mortgage means borrowing a sum from the lender and paying the
Recent articles
Recent articles
First time landlords
Taking your first step on the housing ladder is exiting and hard – with lot of jargons and legal terms – our goal is to make your life easy, finding latest information you need to apply for your first buy-to-let mortgage.
How much mortgage can you afford?
Owning a buy-to-let is still one of the most popular ways for people to invest in the UK, with more than 2.5 million landlords currently
Managing a buy-to-let
Once you’ve purchased a buy-to-let property, there’s just the small matter of managing it. From finding the right renters and ensuring the tenancy runs smoothly
5 first time landlord mistakes
5 first time landlord mistakes Renting out a property might sound simple enough, but there are some common pitfalls to be aware of when becoming
Get mortgage news straight to your inbox
Limited company buy-to-let : Everything you need to know
Purchasing property using limited company buy to let Rents are growing at their fastest
What is HMO?
The private rental sector continues to grow from strength to strength, and there are
Are 75% LTV buy to let mortgages still worth it?
The residential mortgage market is well known for its low deposits. It’s not uncommon
What is portfolio buy-to-let mortgages?
Some landlords are happy with one buy-to-let property, while others have a couple that
What’s happening with buy-to-let interest rates?
What’s Happening With Mortgage Interest Rates? Mortgage interest rates have been historically low for
Buy-to-let hotspots 2022
7 buy-to-let hotspots in 2022 Buy to let continues to be a popular way
What you need to know about buy-to-let eligibility
Buy-to-let mortgage eligibility Before purchasing a buy-to-let with a mortgage, you’ll need to meet
What is a let-to-buy mortgage?
Should you let to buy? Buying your dream home is… well, it’s the dream,
Haunted houses you’d struggle to buy with a mortgage
Haunted houses you’d struggle to buy with a mortgage Halloween is an excuse to
How to increase the value of your property
How to increase the value of your property In an ideal world, your home
How to get a buy-to-let property
Buying to let There are more than two-million landlords in the UK, which just
Is buy-to-let worth it?
To buy-to-let? That is the question The UK is a hotspot for buy-to-let, and
How to get a mortgage if you’re self-employed
How to get a mortgage if you’re self-employed If there’s one common conception in
Remortgaging a buy-to-let
Remortgaging a buy-to-let property is usually done to avoid lapsing onto a lender’s more
How does Capital Gains Tax Work in the UK?
Is it time to pay? Being a landlord has many perks. From the ability
What is buy-to-let
The largest property market in the world If you own a property that you
What happens once the Stamp Duty Holiday ends?
Many feared for the property market when the pandemic struck, and subsequent lockdowns followed.
Why are buy-to-let mortgages interest only?
Historically, getting a mortgage means borrowing a sum from the lender and paying the
Buy-to-let: SPV or personal: which one is best?
Since the phasing out of tax relief for mortgages back in 2016, buy-to-let investors
The A-Z of buy-to-let mortgages
Have you got your DIP for your buy-to-let mortgage yet? Or are you scratching
Molo adds Let-to-Buy mortgages to product range
We’re thrilled to announce that Molo is now offering Let to-Buy mortgages, making it
Mortgages explained: buy-to-let mortgages and interest only
In the world of homeowner mortgages, the idea of getting a loan and only
Understanding mortgages: buy-to-let vs consumer BTL
Buy-to-let mortgages have had their fair share of news coverage since the three percent
Jargon busters: mortgage terms explained
The mortgage application process often contains a number of keywords that you might not
Explaining the different mortgage types: tracker vs fixed
For anyone who wants to borrow money to have your own home, a mortgage
Financial disruption in a human world
Disruption has landed and Fintech, is here to stay Cultivating a sense of disruption
The true cost of mortgages: how the Annual Percentage Rate of Charge works
Hunting for a mortgage can be a complex process. Despite the swathes of information
Is it worth purchasing buy-to-let properties as a limited company?
With tax relief on buy-to-let mortgages in full effect, should landlords look at setting
All aboard the Manchester buy-to-let train
Manchester has proven to be a profitable area for buy-to-let investors valuing high yields and reasonable house prices.
Manchester’s make-up
Why is it a buy-to-let hotspot? Looking for healthy yields for your buy-to-let investment?
Digital mortgages are closer than you think
Chatting with Molo Finance CEO Francesca Carlesi Why digital mortgages? First of all, we should clarify what WE mean by digital
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How long does the interest rate stay the same?
When you get a mortgage, you’ll be charged a rate of interest on the
What is the average mortgage interest rate
Mortgage interest rates can be complicated. There’s a lot to take in from the
How to release equity from your home
How to release equity from your home Releasing equity from the main property you
Online mortgages UK
As the UK’s first-ever digital lender, Molo leads the way for online mortgages and
Molo launches it’s new residential FlexLife mortgage
Molo has launched residential FlexLife mortgage, a product from our brand new residential range
Check your eligibility for a mortgage
Mortgages come in all shapes and sizes, and not every option is suitable for
What happens during a mortgage valuation?
What happens during a mortgage valuation? The valuation is arguably the most important part
What is a fixed rate mortgage?
When getting a mortgage, you’re usually presented with two options regarding the interest: fixed
What is equity in your home?
Homeownership is all about living somewhere you love and creating long-lasting memories. But there
Freehold v leasehold: which one is best?
Freehold v leasehold: which one is best? You might be unfamiliar with freeholds and
How does a valuation to mortgage offer work?
Understanding how it all works A property valuation leads to a mortgage offer, which
What is a repayment mortgage?
In the world of residential homes, a repayment mortgage is about as standard as
Everything you need to know about EWS1 Form
Everything you need to know about EWS1 Form After the Grenfell tragedy in
Mortgages explained: initial term vs full-length contract
Mortgage lengths are one of the key questions that centre around the mortgage application
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Can I get a buy-to-let mortgage as a first-time buyer?
Can you purchase a buy-to-let as your first property Most people’s first homes are
Here’s why you need a mortgage in principle
Here’s why you need a mortgage in principle A mortgage in principle (MIP) comes
How much can you borrow to buy a house?
How much can you borrow to buy a house? Before you can buy a
What happens after a mortgage in principle?
What happens after a mortgage in principle (MIP)? Buying a home is equally exciting
How to get a Mortgage?
There is every chance that you’ll need to get a mortgage to buy your
How to improve your credit score
Everyone wants to be excellent Credit scores are a fundamental part of getting a
What is a mortgage in principle?
You will need a mortgage in principle before you can get a mortgage. It’s
The stages of buying a house
The house buying process can take a lot of time and energy, but it’s
5 great benefits of getting a Molo mortgage
For years, getting a mortgage has been a long and complicated process. And unlike
Understanding credit scores
You know that feeling you get when you see your Uber rating go up
Everything you need to know about APR
We recently wrote a post about jargon terms that you’re likely to hear
What’s the difference between a solicitor and conveyancer?
You will hear the words “solicitor” and “conveyancer” bandied about during the property buying
Mortgages explained: what’s the Initial Rate?
The initial rate, also known as “initial term cost”, allows lenders to set
How did mortgages get so messed up? A history lesson.
What actually happened to mortgages, and what the future now holds. The idea of
Get mortgage news straight to your inbox
How much mortgage can you afford?
Owning a buy-to-let is still one of the most popular ways for people to
Managing a buy-to-let
Once you’ve purchased a buy-to-let property, there’s just the small matter of managing it.
5 first time landlord mistakes
5 first time landlord mistakes Renting out a property might sound simple enough, but
A-Z of becoming a new landlord
Now I know my ABC The world of property can sometimes feel complicated, particularly
Right to Rent
The introduction of Right to Rent was controversial when announced in 2016. At the
What is Conveyancing?
Conveyancing is the legal transfer of property from one owner to another. But when
Our guide to becoming a stress-free landlord
April just so happens to be Stress Awareness month, and we know that landlording
What does the Spring Budget mean for landlords?
The much-anticipated Spring Budget was announced on March 4th, and there was plenty to
Stamp duty for landlords: everything you need to know
Buyers of property have paid stamp duty for generations, and it’s the oldest form
Stress testing and its role in mortgage affordability
What is stress testing? Whilst looking for the best buy-to-let mortgage product for you,
Investing in buy-to-let for the first time
Landlords have taken more hits than they care to account for over the last few years. At times, it must have felt like they were in a heavyweight boxing match, receiving blow after blow for 12 rounds with little let-up. The first jab came with the end of the Wear
Get mortgage news straight to your inbox
Remortgaging a buy-to-let property
As the UK deals with soaring mortgage rates and a cost-of-living crisis, the housing
Buy-to-Let Remortgage Rates in the UK: Everything You Need to Know
Amid fluctuating interest rates and an ever-changing market landscape, staying up-to-date on the buy-to-let
What remortgage products do we offer
If you’re looking to remortgage a buy-to-let property, then you probably want to consider
Limited company remortgages – what you should consider
The market for limited company buy to let remortgages is growing at pace. The
How to remortgage with a new lender?
If you’re remortgaging to a new lender directly, you’ll find the experience slightly different
Should you remortgage to a new lender?
Remortgaging with a new lender can help reduce your monthly mortgage payments or raise
8 reasons to remortgage your home
8 reasons to remortgage your home Remortgaging has long been a requirement for homeowners
How often can you remortgage?
Part and parcel of getting a mortgage Remortgaging is part and parcel of getting
Can you remortgage early on a fixed rate?
Leaving your fixed-rate early Fixed-rate mortgages give you security. You’re locked into a price
When can you remortgage?
Many people get a remortgage in the UK. More than 450,000 remortgages were approved
Get mortgage news straight to your inbox
Molo introduces MUFB mortgages
Introducing MUFB to our buy-to-let portfolio Tuesday, 18th April 2023: We are pleased to
Launching Rapid Remortgages, with approvals within 24 hours
Tuesday, 4th April 2023: We are delighted to launch Rapid remortgage, a new service
Strategic partnership with ColCap
Australian mortgage lender Colcap further strengthen its partnership with Molo by acquiring 80% stake
Molo introduces ‘Savings Booster’
Tuesday, 8th November 2022: We are pleased to introduce a ‘Savings Booster’ feature across
Molo partners with Brilliant Solutions
Wednesday, 26th October 2022: Molo Finance partners with Brilliant Solutions, an award-winning and leading
Molo expands it’s BTL product range
Thursday, 13th October 2022: We are excited to announce the expansion of our buy
Molo partners with Colcap financial
Friday, 29th July 2022: We are thrilled to announce our strategic partnership with ColCap
Molo celebrates with the WOW factor
Molo celebrates with the WOW factor The saying goes, ‘it’s not about whether you
Molo turns 3
Go Molo, it’s your birthday How time flies! After launching on 23rd October 2018,
Women in tech: National Coding Week
Women currently account for around 31% of tech jobs in the UK. While the
Molo joins forces with In Partnership
We are delighted to announce our partnership with In Partnership Group, a growing community
5 reasons why Friday 13th won’t affect your Molo mortgage
Friday the 13th is upon us, a day known for bringing bad luck –
Women in Finance
Everyone should have the same opportunity to achieve their goals. But while women’s opportunities
Molo strikes up partnership with Tenet Group
We are excited to announce a new intermediary partnership with Tenet Group, one of
Why are Molo’s values so important?
Molo’s values are different from other mortgage lenders – from lending to people that
Molo partners with Paradigm Mortgage Services
We are thrilled to announce a brand new partnership with Paradigm Mortgage Services, one
Molo joins forces with GetGround, improving Landlord experience
LONDON – 15th July, 2021 – We’re thrilled to announce an exclusive partnership with
Molo partners with Mortgage Advice Bureau
LONDON – 6th July, 2021 – We are delighted to announce a new partnership
Molo Values: making sure that everyone matters
The month of June holds plenty of weight when it comes to fairness and
Who is Molo?
Even if you haven’t had a mortgage before, you’ll probably know the big name
Molo Partners with Optimus to Enhance Customer Experience
The partnership will see Molo customers access instant conveyancing quotes entirely online. LONDON –
Molo teams up with Uinsure for tech-led mortgage and insurance collaboration
LONDON – 22nd April, 2021 – Molo Finance has announced an exciting partnership with
Molo Announces New Partnership with Commercial Finance Brokers UK
LONDON – 1st April, 2021 – Molo Finance is today announcing a new partnership
What Being a Woman Means at Molo
International Women’s Day took place this week, and it got us thinking about what
Partners with Mortgage Club
Molo Finance partners with Legal & General Mortgage Club, bringing its unique digitally-led proposition
Kalifa Review: A note from our CEO
LONDON – 26th February, 2021 – HM Treasury has commissioned a Fintech Strategic Review
Molo adds HMO Mortgages to product range
Property landlords can now take a mortgage loan with Molo for houses in multiple occupation .
Molo raises £266m in new funding to expand digital mortgage lending
The new funding will be used to accelerate the company’s growth through additional online lending and investment in its proprietary technology and new product propositions, taking Molo a step closer to achieving its vision of making home ownership easier for everyone.
Top UK Startups in 2020
We’re delighted that Molo made it into the Startups 100, the longest running index of
Molo featured in global Fintech Series
#InnovationInFinance, by Innovate Finance Making buy-to-let mortgages more accessible How is fintech making the
Faster Digital Mortgages
Experian’s Open Banking tech is now live in the Molo journey, enabling customers to
New contender Molo scores hat trick at Credit Strategy Lending Awards
Molo, the UK’s first fully-digital mortgage lender, wins big at Credit Strategy Lending awards Taking
A jam-packed 10 months: an update from our Co-founder and CEO, Francesca Carlesi
It’s been a whole 10 months since Molo first launched its mortgage offer to
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